Small Business Articles
Commercial umbrella insurance (called commercial excess insurance in New York) gives your business extra financial protection on top of your existing liability policies. This coverage can come in handy, since the costs associated with just one covered incident can easily exceed the limits of a liability policy. Commercial umbrella insurance policies have aggregate limits, typically $1 million or $2 million.
We want you to make well-informed decisions about your insurance needs. Learn from answers to the questions most frequently asked by business owners.