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Accountant’s Professional Liability Insurance and Other Coverages Help Protect Your Business

From employee injuries to property damage, accounting businesses have to be prepared for the potential financial impact from a wide range of risks.

At biBERK, we provide tailored insurance for accountants at savings of up to 20%. Whether you need workers' compensation, general liability, professional liability (also known as errors and omissions insurance or E&O for accounting), a business owners policy or BOP (sometimes called property & liability insurance), umbrella, or cyber insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote for your accounting insurance. Plus, with biBERK, you can purchase a policy, manage it, and report claims online for ultimate convenience.

Our Accounting Insurance Covers a Variety of Accounting and Finance Companies, Including:

    • Accountants
    • Accounting clerks
    • Accounting information system specialists
    • Accounts payable/receivable clerks
    • Actuaries
    • Auditors
    • Bankers
    • Bookkeepers
    • Budget analysts
    • Business valuation specialists
    • Capital accountants
    • Chartered accountants
    • Comptroller/financial controllers
    • Cost accountants
    • CPAs
    • Financial advisors
    • Financial analysts
    • Financial brokers
    • Financial managers
    • Financial planners (certified financial planners),
    • Forensic accountants
    • Payroll accountants
    • RIAs (registered investment advisors),
    • Statutory auditors
    • Tax accountants
    • Tax advisors
    • Tax consultants
    • Tax preparers

What are the Different Types of Accountant Insurance and Finance Insurance?

At biBERK, we offer six different types of insurance for small business owners like you. Depending on the location of your business and other factors, certain types might be better for you than others. All of the options below might be considered "accountant insurance" or "financial professional insurance" as they can be particularly important to people in this industry.

Workers' Compensation Insurance

This type of accounting insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

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General Liability Insurance

Also known as commercial liability insurance, a general liability policy covers damages and legal costs associated with injury claims by customers and other people you don't employ, damage to other people's property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your finance insurance policy, including cyber, hired, and non-owned auto liability, employment-related practices liability, and employee benefits liability.

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Business Owners Policy

Also called property & liability insurance,business owners policy (BOP), combines general liability insurance with accountant insurance coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like a business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. You can also tailor your BOP with add-ons including cyber, hired, and non-owned auto liability, employment-related practices liability, and employee benefits liability.

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Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees when someone claims your professional service caused financial harm to them or their business. E&O accounting coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

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Cyber Insurance

This coverage can be purchased as an add-on to general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

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Umbrella Insurance

Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: it can cover costs that exceed the limit of another liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy on top of your main accounting insurance coverage to protect your company.

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Why biBERK for Accounting & Financial Business Insurance?

We’re the experts when it comes to small business insurance.

Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Get a Quote Today

See why biBERK is easier and more convenient for accounting and finance insurance when you obtain your free quote online.