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Get Connecticut Business Insurance

biBERK is trusted by many companies for Connecticut business insurance. We offer flexible policies to protect you from the many types of risk Connecticut businesses face.

Connecticut Workers' Compensation Insurance

This type of Connecticut small business insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp in Connecticut to suit your business.

chevron_rightWorkers' Compensation
Connecticut General Liability Insurance

Also known as commercial liability insurance, a general liability policy is a vital type of business liability insurance in CT. It covers damages and legal costs associated with injury claims by customers and other people you don't employ (like from slip-and-fall accidents at your location), damage to other people's property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to general liability insurance in Connecticut, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

chevron_rightGeneral Liability
Connecticut Business Owners Policy (BOP)

Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance (for things like non-employee injuries and customer property damage) with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. If, for example, your building is damaged by a severe storm, you may be protected. You can also tailor your BOP with add-ons including cyber insurance, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

chevron_rightBusiness Owners Policy
Connecticut Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, this type of liability insurance in CT could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). For example, if you’re a bookkeeper and you make an error that costs your client money, they may sue you. Fortunately, your policy may protect you. Professional liability insurance in CT should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

chevron_rightProfessional Liability
Connecticut Umbrella Insurance

When buying business liability insurance in Connecticut, every policy has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection, as it can cover costs that exceed the limit of another biBERK liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your Connecticut company.

chevron_rightUmbrella
Connecticut Cyber Insurance

This type of business insurance in Connecticut can be purchased as an add-on to a BOP, general liability, or professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

chevron_rightCyber Insurance

We Cover all Kinds of Professionals and Businesses in Connecticut, Including:

  • Analytical chemists
  • Architectural/engineering firms
  • Auditors and accountants
  • Auto parts shops
  • Barber shops and beauty parlors
  • Bars, lounges, and nightclubs
  • Building electrician services
  • Cabinet and trim installers
  • Carpentry services
  • Clerical services for physicians’ offices
  • Concrete construction companies
  • Contractor building operations
  • Day care centers and day camps
  • Domestic service contractors
  • Floor and carpet installers
  • Full-time housekeepers
  • Heating/air installation/repair services
  • Household appliance installers
  • Indoor ceramic/tile/stone/marble installers
  • Insulation services
  • Interior/exterior painting/decorating companies
  • Landscaping and gardening services
  • Laundry services
  • Mail/package delivery trucking services
  • Meat product manufacturers
  • Metal doors and metal frame construction companies
  • Office clerical services
  • Painters and wallpaper installers
  • Park operations
  • Plumbing services
  • Public health nursing associations
  • Restaurants
  • Retail stores
  • Retirement living centers
  • Sales and collection services
  • Street cleaning services
  • Towing companies
  • Trucking companies
  • Veterinary hospitals

Why biBERK for Business Liability Insurance in Connecticut?

We’re the experts when it comes to Connecticut business insurance.

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Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

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Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than the policies with other insurance companies.

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Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Connecticut bakery owner

Why is biBERK Better for Connecticut Small Business Insurance?

We’re often less expensive and easier to do business with than other Connecticut small business insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services that can help them grow.

Get Connecticut Business Insurance Wherever You Are!

Since we’re an online insurance provider, you can connect with us easily, wherever you are, to get:

  • Business insurance in Stamford, CT
  • Business insurance in Bristol, CT
  • Business insurance in New London, CT
  • Business insurance in Norwalk, CT
  • Business insurance in Danbury, CT
  • Business insurance in Torrington, CT
  • Business insurance in New Haven, CT
  • Business insurance in Bridgeport, CT
  • Or anywhere in Connecticut!

What do biBERK Customers Say?







What Connecticut Small Business Insurance is Required?

Workers’ Compensation

In Connecticut, every business is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business in Connecticut without a workers’ comp policy.

Other Policy Considerations

While the law may not state it, there’s a good chance you need to carry other business insurance policies in addition to workers’ comp. Many contracts require general liability insurance in Connecticut and/or a professional liability insurance policy. Even if your customers, clients, or partners don’t require you to carry specific policies, it’s recommended that you carry policies to cover any part of your business that could be at risk, including a business owners policy (BOP) if you’re located in an area that faces possible hurricane damage. Financially protecting your company is one of the smartest business decisions you can make.

What Does Connecticut Business Insurance Cost?

The cost of Connecticut business insurance depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums.

Learn what you’ll pay for Connecticut business insurance by getting instant online business insurance quotes.

 
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Connecticut Small Business Insurance in Three Simple Steps

1

Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2

Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3

Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

1. Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2. Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3. Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

1

Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2

Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3

Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

Get a Quote Today

Trust biBERK for business insurance in Connecticut and save up to 20%.