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Get Business Insurance in Nebraska

biBERK is trusted by many companies for business insurance in Nebraska. We offer flexible policies to protect you from the many types of risk Nebraska businesses face.

Nebraska Workers' Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp in Nebraska to suit your business.

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Nebraska General Liability Insurance

Also known as commercial liability insurance, a general liability policy is a vital type of Nebraska business insurance. It covers damages and legal costs associated with injury claims by customers and other people you don't employ (like from slip-and-fall accidents at your location), damage to other people's property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your policy, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

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Nebraska Business Owners Policy (BOP)

Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance (for things like non-employee injuries and customer property damage) with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. For example, if your building is damaged by a severe storm, your BOP can cover the costs. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

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Nebraska Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, this type of small business liability insurance could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). If you’re an architect, for instance, and an error you make in a blueprint hurts a client financially and they sue, you may be covered. Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

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Nebraska Cyber Insurance

This type of business insurance in Nebraska can be purchased as an add-on to a BOP, general liability, or professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur. 

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Nebraska Umbrella Insurance

Every Nebraska business insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection, as it can cover costs that exceed the limit of another biBERK liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.

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We Cover all Kinds of Professionals and Businesses in Nebraska, Including:

  • Architects and engineers
  • Auditors and accountants
  • Bars, lounges, and nightclubs
  • Business consultants
  • Cabinet and trim installers
  • Carpentry services
  • Childcare and day care centers
  • Clothing stores
  • Computer installation/repair services
  • Conduit construction companies
  • Contractor building operations
  • Decorative iron and steel companies
  • Farm machine operations
  • Fast food restaurants
  • Fitness centers and gyms
  • Floor and carpet installers
  • Furniture stores
  • Gardening services
  • Hardware stores
  • Heating and air companies
  • Insulation services
  • Janitorial services
  • Landscaping services
  • Law firms
  • Park operations
  • Plumbing services
  • Printing and copying services
  • Residential cleaning services
  • Retail stores
  • Surveyors and geologists
  • Telecommunications companies
  • Trucking companies
  • Truck drivers
  • Veterinary hospitals
  • Welding and metal cutting companies

Why biBERK for Business Insurance in Nebraska?

We’re the experts when it comes to Nebraska small business insurance.

Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than the policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Nebraska business owner

Why is biBERK Better for Nebraska Small Business Insurance?

When it comes to Nebraska small business insurance, we’re often less expensive and easier to do business with than other insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett in Nebraska decades ago. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services that can help them grow.

Nebraska Business Insurance Wherever You Are!

Since we’re an online insurance provider, you can connect with us easily, wherever you are, to get:

  • Business insurance in Omaha, NE
  • Business insurance in Lincoln, NE
  • Business insurance in Scottsbluff, NE
  • Business insurance in North Platte, NE
  • Business insurance in Chadron, NE
  • Or anywhere in Nebraska!

What do biBERK Customers Say?

What Coverage is Required for Nebraska Small Businesses?

Workers' Compensation

In Nebraska, every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re required to have workers’ comp coverage but conduct business without it.

Other Policy Considerations

While the law may not state it, there’s a good chance you need to carry other business insurance policies in addition to workers’ comp. Many contracts require a general liability policy and/or a professional liability policy, for example. Even if your customers, clients, or partners don’t require you to carry specific policies, it’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.

What’s the Cost for Nebraska Business Insurance?

The cost of business insurance in Nebraska depends on a number of factors, including industry, number of employees, and your amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums.

Determine your cost for Nebraska business insurance with instant online quotes for the policies you need.

Nebraska Small Business Insurance in Three Simple Steps


Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.


Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.


Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

Get a Quote Today

Trust biBERK for business insurance in Nebraska and save up to 20%.