Small Business Insurance in Louisiana
Louisiana Insurance Policies
biBERK is trusted by many companies for Louisiana insurance policies. We offer flexible policies to protect you from the many types of risk Louisiana businesses face.
Louisiana Workers' Compensation Insurance
This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp in Louisiana to suit your business.Workers' Compensationchevron_right
Louisiana Professional Liability Insurance
Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). If you’re a bookkeeper, for example, and you make a calculation error that results in your client losing money, your business may be covered if they sue you. Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.Professional Liabilitychevron_right
Louisiana Cyber Insurance
This type of business insurance in Louisiana can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.Cyber Insurancechevron_right
We Cover all Kinds of Professionals and Businesses in Louisiana, Including:
- Auto body repair shops
- Auto repair and parts shops
- Building electrician services
- Building management firms
- Building owner operations
- Cabinet and trim installation services
- Carpentry services
- Clerical services for physicians’ offices
- Concrete construction companies
- Concrete driveway installation/repair services
- Country clubs, golf clubs, fishing clubs, and yacht clubs
- Electrical manufacturing
- Entertainment center installation services
- Floor and carpet installers
- Florists and flower shops
- Garbage collection services
- Grocery stores
- Gyms/fitness centers
- Hardware stores
- Heating and air installation/repair services
- Home health care and traveling health care companies
- Iron and steel contractors
- Iron and steel dealers
- Landscaping and gardening services
- Lumberyard operations
- Painting operations and paint shops
- Park operations
- Photographers and photography services
- Plumbing services
- Real estate appraisal companies
- Residential cleaning services
- Sales and collection services
- Security system installation/repair companies
- Social services
- Sprinkler installation services
- Trucking companies
- Welding and metal cutting companies
Why biBERK for Small Business Insurance in Louisiana?
We’re the experts when it comes to small business insurance.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than the policies with other insurance companies.
We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.
Why is biBERK Better for Small Business?
Whether it’s Louisiana workers’ comp or some other coverage, we’re often less expensive and easier to do business with than other insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffet. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services that can help them grow.
Your Source for Louisiana Insurance
Since we’re an online insurance provider, you can connect with us easily, wherever you are, to get:
- Business insurance in New Orleans, LA
- Business insurance in Baton Rouge, LA
- Business insurance in Lafayette, LA
- Business insurance in Shreveport, LA
- Business insurance in Monroe, LA
- Or insurance from any Louisiana location!
Small Business Insurance in Louisiana: What’s Required?
In Louisiana, every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business with employees in Louisiana without a workers’ comp policy.
Other Policy Considerations
Financially protecting your company is one of the smartest business decisions you can make. That’s why we encourage Louisiana business owners to consider all the policies we offer for LA businesses.
What Does Business Insurance in Louisiana Cost?
The cost of business insurance in Louisiana depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums.
Learn what you’ll pay by getting instant online Louisiana business insurance quotes.
What are Some Resources for Louisiana Small Businesses?
Louisiana Economic Development – Small Business
Louisiana Economic Development – Small Business FAQs
Louisiana Economic Development – Business Incentives
Louisiana Department of Insurance – Small Business Insurance
Louisiana Workers’ Compensation Corporation
Office of the United States Trade Representative – Louisiana
Small Business Insurance in Louisiana in Three Simple Steps
Get a Quote
Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.
Buy a Policy
Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.
Get a Certificate
Download an instant Certificate of Liability Insurance immediately after purchasing a policy.
Get a Business Insurance Quote Today
Trust biBERK for small business insurance in Louisiana and save up to 20%.