out of 5 customer review rating and 150,000+ policies sold.

Fully Protect Your Business and Your Employees With Auto Dealer Insurance

From employee injuries to property damage, auto dealers have to be prepared for the potential financial impact from a wide range of risks. At biBERK, we provide tailored auto dealer insurance coverage at savings of up to 20%. Whether you need workers' compensation, general liability, a business owners policy or BOP (sometimes called property & liability insurance), umbrella, or cyber insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase a policy, manage it, and report claims online for ultimate convenience.

 
Truck Driver

Why do Companies Need Auto Service Insurance?

You have too much at stake to run an auto service business without auto service insurance like general liability or workers’ comp. General liability protects against several types of claims, including customer on-premises slip-and-fall accidents and faulty repairs (if you buy an add-on to your general liability policy). Add a garage keeper’s liability policy to cover vehicles for things like hail or fire damage while in your care, custody, and control. For the risks your employees face when working in, around, and under vehicles, you’ll need workers’ comp. This policy can also cover employees if they’re injured while testing vehicles on the road.

Our Business Insurance Covers Auto Service Companies, Including:

    • Auto body technicians
    • Automotive equipment installation specialists
    • Automotive paint and body specialists
    • Auto salespersons/sales associates
    • Auto repair shop owners
    • Automotive technicians
    • Auto van conversion companies
    • Car mechanics
    • Diesel mechanics
    • Master mechanics
    • Mobile car mechanics
    • Service managers
    • Tire technicians
    • Transmission technicians
    • Vehicle inspectors

Get an Auto Services Insurance Quote

The best way to know what you’ll pay for coverage is to get auto services insurance quotes for the different policies. You can do this quickly and conveniently online. Then, when you’re ready to purchase your auto dealer insurance or auto service center insurance, you can do that online as well. 

Confident auto mechanic that has insurance

What are the Different Types of Auto Services and Dealerships Insurance?

At biBERK, we offer five different types of what might be called “auto service insurance” for small business owners like you. Depending on the location of your business and other factors, certain types might be better for you than others.

Workers' Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

chevron_rightWorkers' Compensation
Business Owners Policy

Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability. Note: This type of insurance is available to auto service providers but not auto dealers.

chevron_rightBusiness Owners Policy
General Liability Insurance

Also known as commercial liability insurance, a general liability policy covers damages and legal costs associated with injury claims by customers and other people you don't employ, damage to other people's property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your policy, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability. Note: This type of insurance is available to auto service providers but not auto dealers.

chevron_rightGeneral Liability
Umbrella Insurance

Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: it can cover costs that exceed the limit of another liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.

chevron_rightUmbrella
Cyber Insurance

This coverage can be purchased as an add-on to a general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

chevron_rightCyber Insurance

Why biBERK for Auto Services and Dealership Insurance?

We’re the experts when it comes to small business.

Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.

Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Get a Quote Today

See why biBERK is easier and more convenient when you obtain your free auto dealer or auto service insurance quote online.