Small Business Articles

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Understanding 1099 and Workers’ Comp

One of the most important types of insurance a small business can have is workers’ compensation (also called workers’ comp or workman’s comp). That’s because workers’ comp covers medical bills and lost wages for employees who are hurt in on-the-job accidents. This benefits the employee, of course, but also the company since assisting employees with their healthcare expenses builds goodwill and helps the employee return to work sooner.

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How Small Business Insurance Protects Bakeries

Bakery insurance (sometimes called insurance for bakers or bakery cover) is a term for the various types of small business insurance that a bakery might need. Rather than one policy to cover all risks, bakers purchase different policies to protect themselves financially from the types of incidents they’re most likely to encounter.

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Business Insurance for Lawyers: What You Need to Know

Lawyers and law firms face many types of risks. These include being sued for alleged mistakes, damage to an office or other business property, bodily injuries to clients and other office visitors, etc. Consequently, business insurance for lawyers is essential. It can cover a wide variety of claims, so you or your firm doesn’t have to pay them out of pocket.

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How Small Business Insurance Protects Consultants

From lawsuits to property damage, costly incidents can occur at any time. Fortunately, you can protect yourself financially by having consulting business insurance. “Consulting business insurance” is a term that encompasses several different types of small business insurance. Policies exist to cover different kinds of incidents. That way, you can purchase the coverage you need without paying for coverage you don’t.