Small Business Articles
If you’re injured at work, probably one of the first things that comes to mind is, "Does health insurance cover work-related injuries?" While health insurance plans vary, typically, they don’t cover injuries that occur at work. But the medical bills and other costs associated with on-the-job injuries and illnesses can be covered by a workers’ compensation policy.
Small business insurance provides important financial protection for the policyholder—the company or self-employed individual that purchases the policy. In some cases, however, others may want to be covered by the policy to some degree as well. This is where an additional insured endorsement may be needed.
As an insurance agent, you provide professional advice and services to your clients. If you happen to make a mistake, you can be liable for any financial damages caused to them. A client might also accuse you of making a mistake and have to defend yourself in court even if you didn’t do anything wrong.
We want you to make well-informed decisions about your insurance needs. Learn from answers to the questions most frequently asked by business owners.