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out of 5 customer review rating and 200,000+ policies sold.

Protect Your Cleaning and Janitorial Business and Your Employees

From an injury that occurs when someone trips over a vacuum cord to a lawsuit for slander when your employee is overhead talking about a client in an unflattering way, janitorial and cleaning businesses have to be prepared for the potential financial impact from a wide range of risks.

At biBERK, we provide tailored business insurance coverage at savings of up to 20%. Whether you need workers' compensationprofessional liability (E&O)general liabilitybusiness ownersumbrella, or cyber insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase a policy, manage it, and submit claims online for ultimate convenience.

 
Truck Driver

Why Do Cleaning and Janitorial Services Companies Need Insurance?

Business insurance is important for cleaning and janitorial services, where slips and falls are common. Your company could be held responsible for injuries, whether to your employees or building occupants. A workers’ comp policy covers your employees, while a general liability policy covers legal fees and damages awarded for injuries to non-employees. It can also cover damage to your clients’ property. A commercial auto policy can protect you and your employees if an accident occurs while traveling between client properties.

Our Business Insurance Covers Cleaning and Janitorial Services Companies, Including:

    • Cleaners
    • Cleaning Service company owners
    • Housekeepers
    • Janitors
    • Janitorial service company owners
    • Maids
    • Maid service company owners
    • Window cleaners
    • Window cleaning company owners
    • Air duct cleaning services
    • Building and grounds cleaning and maintenance

What are the Different Types of Cleaning and Janitorial Insurance?

At biBERK, we offer seven different types of insurance for small business owners like you. Depending on the location of your business and other factors, certain types might be better for you than others.

Workers' Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

chevron_rightWorkers' Compensation
General Liability Insurance

Also known as commercial liability insurance, a general liability policy covers damages and legal costs associated with injury claims by customers and other people you don't employ, damage to other people's property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your policy, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

chevron_rightGeneral Liability
Cyber Insurance

This coverage can be purchased as an add-on to a general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

chevron_rightCyber Insurance
Business Owners Policy

Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

chevron_rightBusiness Owners Policy
Umbrella Insurance

Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: it can cover costs that exceed the limit of another liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.

chevron_rightUmbrella
Commercial Auto Insurance

If your company owns or leases vehicles, this policy protects your business. This type of insurance can provide coverage for your legal fees and the medical costs of others if your employee is at fault in an accident. It can cover the cost of damages even if the vehicle is used for personal activities outside of its primary business use.

chevron_rightCommercial Auto

Why biBERK for Cleaning and Janitorial Insurance?

We’re the experts when it comes to small business.

Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.

Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Get a Quote Today

See why biBERK is easier and more convenient when you obtain your free quote online.