Catering insurance is a term used to describe a group of coverages that are important to food service companies. Also called caterer insurance, food service insurance, or food liability insurance, these policies protect food service businesses from many types of risk, including employee injuries, injuries to customers and other non-employees, liability from accidents in company-owned vehicles, and others.
biBERK provides six types of catering insurance to protect food service companies:
In addition, you can add what are called endorsements to business insurance policies. For example, both general liability policies and BOPs can have add-ons like hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.
You can determine your food service insurance cost by getting free, self-service, online quotes for the policies you need. Your total cost will depend on the types of policies you purchase and the amount of coverage you choose, as well as factors like the size of your business, where it’s located, and your claims history.
With biBERK, after getting your online insurance quote, you can purchase your policies online, as well. And if you have questions, our licensed insurance experts are happy to answer them.
Business coverage like food liability insurance is a valuable asset to your company. Having adequate coverage protects you financially and provides powerful peace of mind so you can focus on running your business.
Consequently, where you purchase your insurance is important. You want to work with a company that knows small business insurance and has the financial resources to stand behind you if you have a claim.
biBERK is part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020. So, when you get your catering insurance from biBERK, you know you’re working with a company you can count on.