out of 5 customer review rating and 150,000+ policies sold.

Protect Your Auto Service Shop. Auto Dealership, and Your Employees

There are many kinds of insurance out there, but as an auto service and dealership owner, you have very unique needs. At biBERK, we’ll help you understand what kind of insurance is best for you. Just fill out a simple form online or speak with one of our licensed insurance experts to get a free quote. Plus, with biBERK, you can purchase a policy, manage it, and submit claims online for ultimate convenience.

Truck Driver

Why Do Auto Service Companies Need Insurance?

You have too much at stake to run a business without insurance. General liability protects against several types of claims, including faulty repairs and damage to customers’ cars due to hail or fire. Add a garagekeeper’s liability policy to cover vehicles in your care, custody, and control. For the risks your employees face when working in, around, and under vehicles, you’ll need workers’ comp. This policy also covers injuries to employees if they’re injured while testing vehicles on the road.

Our Business Insurance Covers Auto Service Companies and Dealerships, Including:

    • Auto body technicians
    • Auto dealership owners
    • Automotive equipment installation specialists
    • Automotive paint and body specialists
    • Auto shop owners
    • Automotive technicians
    • Auto van conversion companies
    • Car mechanics
    • Diesel mechanics
    • Master mechanics
    • Mobile car mechanics
    • Auto salespersons/sales associates
    • Service managers
    • Tire technicians
    • Transmission technicians
    • Vehicle inspectors

What are the Different Types of Auto Services and Dealerships Insurance

At biBERK, we offer five different types of insurance for small business owners like you. Depending on the location of your business and other factors, certain types might be better for you than others.

Workers' Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

chevron_rightWorkers' Compensation
Property & Liability Insurance

Commonly referred to as a business owner's policy (BOP), it combines general liability insurance with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running, such as the use of a temporary location.

chevron_rightProperty & Liability
General Liability Insurance

Also known as commercial liability insurance, a general liability policy is important, because general contractors and landlords often require a policy before they hire you. The policy covers damages and legal costs associated with injury claims to customers and other people you don't employ, damage to other people's property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement.

chevron_rightGeneral Liability
Umbrella Insurance

Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: it can cover costs that exceed the limit of another policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.

Cyber Insurance

This coverage can be purchased as an add-on to a general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

chevron_rightCyber Insurance

Why biBERK for Auto Services and Dealership Insurance?

We’re the experts when it comes to small business.

Business Owner Business Owner

Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Business Owner Business Owner

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you - up to 20% less than policies with other insurance companies.

Warren Buffet Warren Buffet


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with more than 40 years of insurance experience and over 100,000 satisfied customers.

Get a Quote Today

See why biBERK is easier and more convenient when you obtain your free quote online.