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Get Small Business Insurance in Oregon

biBERK is trusted by many companies for small business insurance in Oregon. Portland, Eugene, Medford, Pendleton, Astoria, Klamath Falls, Ashland… Wherever you are in the state, we offer flexible policies to protect you from the various risks Oregon businesses face.

Oregon Workers' Comp Insurance

Workers’ compensation insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp in Oregon to suit your business. So, if an employee falls off a ladder and suffers a concussion, their medical care and other costs may be covered.

chevron_rightWorkers' Compensation
Oregon Cyber Insurance

This type of business insurance in Oregon can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

chevron_rightCyber Insurance
Oregon Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage. For instance, if you’re an architect and a building you design has a defect that causes your client to suffer a financial loss, you may be covered. 

chevron_rightProfessional Liability

We Cover all Kinds of Professionals and
Businesses in Oregon,
Including:

    • Architecture and engineering firms
    • Attorneys and legal services
    • Auto service shops
    • Beauty salons and barber shops
    • Building raising and moving
    • Bus companies
    • Business consultants
    • Cabinet and trim installers
    • Carpentry services
    • Carpet and flooring installation
    • Certified financial analysts
    • Child day camps
    • Clerical office employees
    • Computer programmers
    • Conduit construction companies
    • Contractors
    • Delivery and courier services
    • Dentists
    • Detective and patrol agencies
    • Electrical contractors
    • Exercise and health institutes
    • Farms
    • Group homes
    • Heating and cooling companies
    • Household appliance repair
    • Insurance agents
    • IT consultants
    • Janitorial services
    • Lawn maintenance services
    • Marketing firms
    • Masonry services
    • Media relations agencies
    • Painting and paperhanging
    • Photographers
    • Physician and osteopath offices
    • Plumbing services
    • Produce markets
    • Real estate agents
    • Restaurants
    • Salespeople
    • Sheetrock installation
    • Stores
    • Traveling auditors and accountants
    • Tree spraying and pruning
    • Trucking companies

Why biBERK for Business Insurance in Oregon?

We’re the experts when it comes to small business.

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Save Time

Get a quote entirely online or speak with one of our insurance experts for help getting a quote, buying a policy, or answering any questions you may have.

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Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than the policies with other insurance companies.

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Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

 
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Why is biBERK Better for Small Business Insurance in Oregon?

Whether it’s Oregon workers’ comp insurance or other small business insurance, we’re often less expensive and easier to do business with than other insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow.

What do biBERK Customers Say?







What Oregon Small Business Insurance is Required?

Workers' Compensation

Every business with employees is required to carry Oregan workers’ comp insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business with employees in Oregon without a workers’ comp policy.

Legal Malpractice

The Oregon State Bar requires that attorneys and law firms purchase a legal malpractice policy through the Oregon State Bar Professional Liability Fund (PLF). Private insurance carriers cannot sell primary legal malpractice insurance (professional liability). It may be possible to buy excess limits insurance above PLF coverage through PLF or another private insurance company, but biBERK does not offer this excess coverage.

Other Policy Considerations

Many contracts require a professional liability policy. Even if your customers, clients, or partners don’t require you to carry specific policies, it’s recommended that you carry coverage for any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.

What Does Oregon Small Business Insurance Cost?

The cost of Oregon business insurance depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. We’re happy to provide fast, free quotes including subcontractor insurance quotes. Learn what you’ll pay for small business insurance in Oregon by getting instant, online quotes for any policies you need.

 
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Oregon Small Business Insurance in Three Simple Steps

1. Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

3. Report a Claim

In the unfortunate event that you have a claim, report it online or by phone, and we’ll work quickly to pay your covered claims up to your policy’s limit.

2. Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

1. Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2. Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3. Report a Claim

In the unfortunate event that you have a claim, report it online or by phone, and we’ll work quickly to pay your covered claims up to your policy’s limit.

Get a Quote Today

Trust biBERK for small business insurance in Oregon and save up to 20%