out of 5 customer review rating and 150,000+ policies sold.

Insurance Policies for Oklahoma Small Businesses

Workers' Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

chevron_rightWorkers' Compensation
Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees when someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

chevron_rightProfessional Liability
Commercial Auto Insurance

If your company owns or leases vehicles, this policy protects the vehicles and drivers from any damage incurred during the course of business. Our commercial auto insurance policies are offered through a Berkshire Hathaway subsidiary.

chevron_rightCommercial Auto

We Cover all Kinds of Professionals in Oklahoma, Including:

    • Architectural and engineering firms
    • Auto body repair shops
    • Auto storage garages and gas stations
    • Barbershops and beauty parlors
    • Bars, lounges, and nightclubs
    • Building electrician services
    • Business consultant
    • Cabinet and trim installation services
    • Carpentry services
    • Check cashing companies
    • Child care and day care centers
    • Clothing stores
    • Concrete driveway installation/repair
    • Conduit construction companies
    • Drugstores
    • Fast food restaurants
    • Fence installation/repair companies
    • Fitness center/gym
    • Florists
    • Hardware stores
    • Heating and air installation/repair
    • Indoor ceramic tile, stone, and marble installation services
    • Insurance inspection companies
    • Iron frame and steel frame installation services
    • Landscaping and gardening services
    • Millwright operations
    • Nanny or au pair
    • Paint shop operations
    • Park operations
    • Paving and road construction
    • Physician or doctor’s office
    • Plumbing services
    • Radio and TV stations
    • Residential cleaning services
    • Restaurants
    • Retail stores
    • Traveling auditors, accountants, and computer designers
    • Traveling health care employee services
    • Trucking companies

Why Choose biBERK for Your Oklahoma Business?

We’re the experts when it comes to small business.

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Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

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Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you - up to 20% less than policies with other insurance companies.

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Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with more than 40 years of insurance experience and over 100,000 satisfied customers.

 
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Why is biBERK Better for Small Business?

We’re often less expensive and easier to do business with than other insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett, one of the world’s wealthiest businesspeople. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services that can help them grow.

What do biBERK Customers Say?

out of 5 customer review rating and 100,000+ policies sold.







What Coverage is Required for Oklahoma Small Businesses?

Workers’ Compensation

In Oklahoma, every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee and even if that employee is part-time, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business with employees in Oklahoma without a workers’ comp policy.

Other Policy Considerations

While the law may not state it, there’s a good chance you need to carry other business insurance policies in addition to workers’ comp. Many contracts require a general liability policy and/or a professional liability policy. Even if your customers, clients, or partners don’t require you to carry specific policies, it’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.

What Does Business Insurance Cost in Oklahoma?

The cost of business insurance in Oklahoma depends on a number of factors, including industry, number of employees, and the amount of payroll. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums.

 

Oklahoma Small Business Insurance in Three Simple Steps

1. Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

3. Report a Claim

Submit a claim online or by phone, and we’ll work quickly to pay your covered claims up to your policy’s limit.

2. Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

1. Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2. Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3. Report a Claim

Submit a claim online or by phone, and we’ll work quickly to pay your covered claims up to your policy’s limit.

Get a Quote Today

Save up to 20% on Business Insurance in Oklahoma.