A business owners policy or BOP (also called property & liability insurance) conveniently combines general liability insurance and commercial property insurance. Purchasing a BOP can benefit your business in multiple ways, including that:
That being said, you may be wondering, “Does biBERK Insurance offer business owners policies in my state?” As you’ll see on our coverage map, we offer business owners policies in many states.
A wealth of experience, tremendous financial resources, and great customer reviews are three important factors to consider when looking for property and liability coverage. biBERK is part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, a 4.9 out of 5 customer review rating, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.
We also sell directly to our customers without middlemen or brokers, which means we can offer policies at up to 20% less than other providers. In addition, you can interact with us exclusively online if you choose—from getting a quote and making a purchase, to reporting claims and managing your policies.
The short answer to this question is, “Yes, you can.” You can modify your BOP insurance coverage by adding endorsements and/or increasing limits. An endorsement can either enhance or modify the coverage, depending on your requirements. This includes: