If you own a small business, you know you face business risks and may wonder, “What are some common general liability insurance claims?” That’s an important question, as the answer can help you understand whether you need general liability insurance (most businesses do) and if so, how much.
Commercial general liability insurance is a type of coverage that protects your business from the potentially serious financial repercussions associated with many types of liability. This includes:
Having the right amount of coverage (and potentially an umbrella insurance policy to extend that coverage) is essential when it comes to protecting your business.
General liability insurance coverage is helpful in a wide variety of instances. For example, it may provide coverage in scenarios like these:
General liability insurance coverage is fairly broad. However, you can customize your policy with many different types of add-ons as needed. This can include what are called "endorsements" for:
At biBERK, we simplify business insurance so owners can focus on growing their business. Getting a general liability insurance quote takes just minutes online. All you have to do is provide a little information about your company, and we tell you what your coverage will cost. If you choose to purchase a general liability policy from us, you can do that online as well.
Just as importantly, you can report a claim quickly and efficiently on our website. No need to find time to connect with a representative. But, of course, if you have any questions about getting a quote, buying a policy, or reporting a claim, our licensed insurance experts are always happy to help you.
And, business owners rest easier knowing that their general liability insurance is from biBERK, a company that’s part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020. We also use a direct-to-you sales model, with no broker or middleman. That means you can save up to 20% over other insurance providers.
So, whether you encounter one of the common general liability insurance claims described above or something completely unique, you can face the situation confident that you’ve got solid coverage at an affordable price and backed by an industry leader.