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Protect Your Business With Real Estate Agent Insurance

From failure to disclose property defects to overlooked disclaimers to missed deadlines, real estate, title, and mortgage businesses have to be prepared for the potential financial impact from a wide range of risks.

  At biBERK, we provide tailored business real estate agent insurance coverage at savings of up to 20%. Whether you need workers' compensation, general liability, errors and omissions or E&O (also known as professional liability), a business owners policy or BOP (sometimes called property & liability insurance), commercial auto, umbrella, or cyber insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase a policy, manage it, and report claims online for ultimate convenience.

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Who Needs Real Estate Agent Insurance?

Real estate agents and other real estate businesses face many risks. That’s why you need real estate agent insurance. Errors and omissions insurance can protect you in the event that you make a mistake in the work you do for clients. Employee injury is always possible, and workers’ comp is state-mandated for many businesses, so that coverage is important. Accidental office fires and computer theft or damage should be covered by a property and liability policy. A commercial auto policy is important as you drive to view properties and meet with clients. Many clients require a Certificate of Insurance, which is available online as soon as you purchase a policy from us. 

What Does Real Estate Errors and Omissions Insurance Cost?

Your insurance cost is calculated based on a number of factors. These include your location, business size, and claims history. You can get quotes for real estate errors and omissions insurance and other policies you need online.

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Anyone Involved in Real Estate Activities Needs Real Estate Agent Insurance, Including:

    Buyer’s agents
    Commercial landlords
    Dual agents
    Home loan companies
    Mortgage companies
    Property sales companies
    Property managers
    Real estate agents
    Real estate appraisers
    Real estate brokers
    Real estate investors
    Realty companies
    Seller’s agents
    Title agents
    Title companies

What are the Different Types of Real Estate Broker Insurance?

At biBERK, we offer seven different types of real estate broker insurance for small business owners like you. Depending on the location of your business and other factors, certain types might be better for you than others.

Workers' Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

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General Liability Insurance

Also known as commercial liability insurance, a general liability policy is important. It covers damages and legal costs associated with injury claims to customers and other people you don’t employ, damage to other people’s property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your policy, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

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Business Owners Policy

Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance with coverage for your organization’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your organization back up and running after suffering property damage, such as the use of a temporary location. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

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Errors & Omissions Insurance

Also known as professional liability insurance, this policy could protect you from the cost of damages and legal fees when someone claims your professional service caused financial harm to them or their business. Coverage includes mistakes on the part of your business (like errors you make in submitting an offer) and the failure to perform a service (such as failing to verify information provided to your buyer by the seller).    

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Commercial Auto Insurance

If your company owns or leases vehicles, this policy protects your business. This type of insurance can provide coverage for your legal fees and the medical costs of others if your employee is at fault in an accident. It can cover the cost of damages even if the vehicle is used for personal activities outside of its primary business use.

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Cyber Insurance

This coverage can be purchased as an add-on to a general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

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Umbrella Insurance

Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: it can cover costs that exceed the limit of another liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.

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Why biBERK for Real Estate Broker Insurance?

We're the experts when it comes to small business.

Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you—up to 20% less than policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Get a Quote Today

See why biBERK is easier and more convenient for real estate agent insurance when you obtain your free quote online.