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Get Washington, D.C. Business Insurance Policies

biBERK is trusted by many companies for Washington, D.C. business insurance. We offer flexible policies to protect you from the many types of risk Washington, D.C., businesses face.

Workers' Compensation in Washington, D.C.

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. For example, if a worker falls off a loading dock and suffers a concussion, costs associated with the incident may be covered. Workers’ comp can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp in Washington, D.C., to suit your business.

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Washington, D.C. Professional Liability insurance

Also known as errors and omissions (E&O) coverage, professional liability insurance in Washington, D.C., could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Let’s say you’re a business consultant and you provide your client incorrect data. If they take action based on that data, lose money as a result, and subsequently sue you, your policy may cover you. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

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Washington, D.C. Cyber insurance

This type of business insurance in Washington, D.C., can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

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We Cover all Kinds of Professionals and Businesses in Washington, D.C., Including:

  • Architects and engineers
  • Auditors and accountants
  • Auto repair shops
  • Automotive retail stores
  • Beauty parlors and barber shops
  • Carpentry services
  • Carpet installers
  • Clerical office employees
  • Commercial building services
  • Computer programmers
  • Concrete construction companies
  • Consultants
  • Contractors
  • Day care centers
  • Dentists
  • Doctor's offices and osteopath's offices
  • Domestic service contractors
  • Electrical contractors
  • Gyms
  • Heating, cooling, and ventilation
  • Home cleaning services
  • Household appliance repair
  • Insurance companies
  • Interior and exterior painters
  • IT consultants
  • Landscaping and gardening services
  • Lawyers and attorneys
  • Marketing and advertising agencies
  • Masonry services
  • Messenger services
  • Paperhanging companies
  • Personal service providers
  • Photography companies
  • Plumbers
  • Public relations agencies
  • Real estate agents and operators
  • Restaurants
  • Sales professionals
  • Securities and commodities businesses
  • Software developers
  • Stores
  • Travel companies
  • Trucking firms

Why biBERK for Business Insurance in Washington, D.C.?

We’re the experts when it comes to small business insurance.

Save time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Why is biBERK Better for Small Business Insurance in D.C.?

Whether it’s Washington, D.C. workers’ compensation or other small business insurance, we’re often less expensive and easier to do business with than other insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow.

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What Washington, D.C., Small Business Insurance is Required?

Workers’ Compensation

In Washington, D.C., every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re obligated to have coverage but don’t have a workers’ comp policy.

Other Policy Considerations

Even if your customers, clients, or partners don’t require you to carry specific policies, it’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.

Policy Cost

The cost of business insurance in Washington, D.C. depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. Quotes for Washington, D.C., business insurance policies are easy to get on our website.

Washington, D.C., Small Business Insurance in Three Simple Steps


Get a Quote

Fill out a form online or give us a call to tell us about your business. You’ll have a quote in as little as five minutes.


Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.


Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

Get a Quote Today

Trust biBERK for business insurance in Washington, D.C., and save up to 20%.