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North Dakota Insurance Policies for Small Businesses

biBERK is trusted by many companies for business insurance in North Dakota. We offer flexible policies to protect you from the many types of risks North Dakota businesses face.

North Dakota Professional Liability insurance

Also known as errors and omissions (E&O) insurance, this North Dakota insurance policy could protect you from the cost of damages and legal fees when in the event of someone claiming that your service has caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). So, if you’re a bookkeeper and you make an error on a calculation that causes financial harm to your client, you may be covered.

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North Dakota Cyber insurance

This type of business insurance in North Dakota can be purchased as an add-on to your biBERK professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like customer credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

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We Cover all Kinds of Professionals and Businesses in North Dakota, Including:

  • Advertising and marketing agencies
  • Attorneys and lawyers
  • Auditors and accountants
  • Auto service and repair centers
  • Barber shops and beauty parlors
  • Building owner operations
  • Business consultants
  • Carpenters
  • Clothing, retail, and other stores
  • Delivery people and couriers
  • Dine-in restaurants
  • Electrical contactors
  • Household appliance repair
  • HVAC companies
  • Insurance companies
  • Lawn maintenance companies
  • Masons
  • Media relations agencies
  • Painting companies
  • Physicians' offices
  • Plumbers
  • Programmers
  • Real estate companies
  • Recreation services
  • Towing companies
  • Trucking companies
  • Videographers and photographers

Why biBERK for Your North Dakota Business Insurance?

We’re the experts when it comes to small business insurance in North Dakota. Why? Read on.

Save time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Why Choose biBERK for Small Business Insurance in North Dakota?

We often hear that we’re less expensive and easier to do business with than other insurance companies. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow.

What do biBERK Customers Say?

What Small Business Insurance in North Dakota is Required?

Workers' Compensation

In North Dakota, most businesses are required to carry workers’ compensation insurance, which must be purchased from the appropriate state agency. Private companies like biBERK are not allowed to sell workers' comp policies in North Dakota.

Other Policy Considerations

Many contracts require a general liability policy and/or a professional liability policy. It’s important to consider your business insurance needs both from the perspective of what’s required and what’s best for your company. Even if your customers, clients, or partners don’t require you to carry specific policies like professional liability, it’s recommended that you cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.

What Does North Dakota Business Insurance Cost?

In North Dakota, most businesses are required to carry workers’ compensation insurance, which must be purchased from the appropriate state agency. Private companies like biBERK are not allowed to sell workers' comp policies in North Dakota.

North Dakota Small Business Insurance in Three Simple Steps


Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.


Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.


Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

Get a Quote Today

Trust biBERK for business insurance in North Dakota and save up to 20%.