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New Mexico Business Insurance Policies

biBERK is trusted by many companies for business insurance in New Mexico. We offer flexible policies to protect you from the many types of risk New Mexico businesses face.

New Mexico Workers' Compensation Insurance

This New Mexico insurance coverage helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. If an injury or death occurs, it can cover medical costs, legal fees, wages, or a death benefit. We offer tailored workers’ comp insurance in New Mexico to suit your business needs.

chevron_rightWorkers' Compensation
New Mexico Cyber Insurance

This type of business insurance in New Mexico can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like customer credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

chevron_rightCyber Insurance
New Mexico Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, this New Mexico insurance policy could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business—like if you’re an accountant and fail to complete a tax return on time. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance is popular with New Mexico businesses that offer professional advice, or services, or that have contractual requirements for the coverage.

chevron_rightProfessional Liability

We Cover all Kinds of Professionals and Businesses in New Mexico, Including:

  • Advertising and marketing agencies
  • Appraisers
  • Attorneys and law firms
  • Auto service and repair centers
  • Beauty salons
  • Bookkeepers and accountants
  • Building services companies
  • Business consultants
  • Ceramic tile installers
  • Clothing and sporting goods stores
  • Computer programmers
  • Contractors
  • Convalescent and nursing homes
  • Delivery and courier services
  • Dentists
  • Doctor offices
  • Electrical contractors
  • Fruit and vegetable markets
  • Gyms and fitness centers
  • Household appliance repair
  • HVAC companies
  • Insulation services
  • Insurance companies
  • Janitorial services
  • Landscaping companies
  • Laundry services
  • Mortgage brokers
  • Painting companies
  • Plumbing services
  • Public relations agencies
  • Real estate agents and operators
  • Recreation services
  • Restaurants
  • Sales professionals
  • Skilled carpentry services
  • Truck drivers
  • Videographers and photographers

Why biBERK for Business Insurance in New Mexico?

For business insurance in Albuquerque and throughout New Mexico, we’re the experts.

Female Business Owner Female Business Owner

Save Time

Get a quote entirely online or speak with one of our insurance experts for help getting a quote, buying a policy, or answering your questions.

Two business partners Two business partners

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than the policies with other insurance companies.

Warren Buffett Warren Buffett

Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020

 
Truck Driver

Why Choose biBERK for Your Small Business Insurance in New Mexico?

Whether it’s workers’ comp in New Mexico or other small business insurance, we’re often found to be much less expensive and easier to do business with than other insurance companies.

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What Small Business Insurance in New Mexico is Required?

Workers' Compensation

In New Mexico, other than the construction industry, every business with three or more workers (including business owners) must have coverage. For the construction industry, every business—even those with no employees—must carry workers' compensation insurance. This includes owners/officers, part-time, temporary, and seasonal workers, and also family members. You can receive substantial fines and criminal penalties in New Mexico if you’re required to have a workers’ comp policy and are caught doing business without one.

Other Policy Considerations

Even if your customers, clients, or partners don’t require you to carry specific policies, it’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.

What Does Small Business Insurance in New Mexico Cost?

The cost of small business insurance in New Mexico depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. We’re happy to provide fast online quotes including subcontractor insurance quotes. Learn what you’ll pay for small business insurance in New Mexico by getting instant, online quotes for any policies you need.

 
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New Mexico Small Business Insurance in Three Simple Steps

1

Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2

Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3

Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

1. Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2. Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3. Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

1

Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2

Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3

Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

Get a Quote Today

Trust biBERK for business insurance in New Mexico and save up to 20%.