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Get Nevada Business Insurance

biBERK is trusted by many companies for Nevada business insurance. Las Vegas, Reno, Carson City, Henderson, Elko… Wherever you are in the state, we offer flexible policies to protect you from the many various risks that Nevada businesses face.

Workers' Compensation Insurance in Nevada

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp in Nevada to suit your business. So if, for example, your cook is burned in a kitchen mishap, you may be covered for the associated costs.

chevron_rightWorkers' Compensation
General Liability Insurance in Nevada

Also known as commercial liability insurance, a general liability policy is a vital type of business insurance in Nevada. It covers damages and legal costs associated with injury claims to customers and other people you don't employ, damage to other people's property that was caused by your business, and medical costs associated with these incidents. Slip-and-fall accidents, for instance, are very common and can be covered. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your policy, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

chevron_rightGeneral Liability
Nevada Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). You should purchase professional liability insurance if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage. Let's say you’re an accountant and you make a mistake on a client’s financial statement that causes their business a financial loss. You may be covered for the costs associated with that error. 

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Nevada Cyber Insurance

This type of business insurance in Nevada can be purchased as an add-on to a general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

chevron_rightCyber Insurance
Nevada Business Owners Policy (BOP)

Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance (for claims like non-employee injuries and customer property damage) with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. So, if a windstorm damages your building and contents in it, you may be covered. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

chevron_rightBusiness Owners Policy
Nevada Umbrella Insurance

When buying business insurance in Nevada, every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection, as it can cover costs that exceed the limit of another biBERK liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.

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Nevada Commercial Auto Insurance

If your company owns or leases vehicles, this policy can cover your legal fees and the medical costs of others if your employee is at fault in an accident. It can cover the cost of damages even if the vehicle is used for personal activities outside of its primary business use. Imagine your employee is backing a truck into a loading dock, fails to brake in time, and damages the dock and a forklift parked on it. You may be covered.

chevron_rightCommercial Auto

We Cover all Kinds of Professionals and Businesses in Nevada, Including:

    • Accounting firms and auditors
    • Air conditioning installers
    • Analytical laboratories
    • Apartment buildings
    • Appraisers
    • Architects and engineers
    • Art galleries
    • Attorneys and legal services
    • Automobile repair shops
    • Bakeries
    • Book, clothing, and retail stores
    • Building services companies
    • Business consultants
    • Carpentry companies
    • Commercial cleaning services
    • Computer programmers
    • Couriers and messengers
    • Detective agencies and patrol agencies
    • Doctors and dentists
    • Drugstores
    • Electrical contractors
    • Exterminators
    • Fine dining restaurants
    • Gyms and fitness centers
    • Household appliance repair
    • Insurance companies
    • Janitorial services
    • Landscaping companies
    • Limousine companies
    • Marketing firms
    • Media relations agencies
    • Painting companies
    • Photographers and videographers
    • Plumbers
    • Property management companies
    • Real estate companies
    • Recreation and amusement companies
    • Salespeople
    • Salons and barber shops
    • Sheet metal companies
    • Trucking companies

Why biBERK for Nevada Insurance?

We’re the experts when it comes to Nevada small business insurance.

Female Business Owner Female Business Owner

Save Time

Get a quote for small business insurance in Nevada entirely online or speak with one of our insurance experts for help getting a quote, buying a policy, or answering any questions you may have.

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Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than the policies with other insurance companies.

Warren Buffett Warren Buffett

Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

 
Truck Driver

Why is biBERK Better for Getting Nevada Business Insurance Online?

Whether it’s workers’ comp insurance in Nevada or other Nevada business insurance, we’re often less expensive and easier to do business with than other insurance companies. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow.

What do biBERK Customers Say?







What Business Insurance in Nevada is Required?

Workers' Compensation

Every business with employees or that uses subcontractors must have workers’ compensation insurance in Nevada. You can receive substantial fines and criminal penalties if you’re required to have workers’ comp but are caught doing business without it.

Other Policy Considerations

Many contracts require a general liability policy and/or a professional liability policy. Even if your customers, clients, or partners don’t require you to carry specific policies, it’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your Nevada company is one of the smartest business decisions you can make.

What Does Small Business Insurance in Nevada Cost?

The cost of commercial and business insurance in Nevada depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. Learn what you’ll pay for business liability insurance in Nevada and other coverages by getting instant, online quotes for any policies you need.

 
Business professional

Nevada Business Insurance in Three Simple Steps

1. Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

3. Report a Claim

In the unfortunate event that you have a claim, report it online or by phone, and we’ll work quickly to pay your covered claims up to your policy’s limit.

2. Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

1. Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2. Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3. Report a Claim

In the unfortunate event that you have a claim, report it online or by phone, and we’ll work quickly to pay your covered claims up to your policy’s limit.

Get a Quote Today

Trust biBERK for business insurance in Nevada and save up to 20%