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Maine Business Insurance Policies

At biBERK, we understand the many types of risk Maine businesses face. That’s why so many companies trust us for business insurance in Maine

Maine Workers' Compensation Insurance

Workers’ compensation in Maine helps protect your business if an employee is injured, contracts an illness, or dies as a result of an on-the-job incident. It can cover medical costs, legal fees, and lost wages due to the injury. Maine workers’ compensation coverage is essential for small businesses, so be sure that when it comes to workers’ compensation in Maine, you’re fully covered and protected.

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Maine Professional Liability Insurance

One type of business insurance in Maine you may require is professional liability insurance coverage (sometimes called errors and omissions, or E&O insurance). If someone claims that your company’s mistake in providing professional advice or services has caused financial harm to their business, this insurance can protect you. As a vital element of your Maine small business insurance, this policy includes mistakes on the part of your company (errors) and the failure to perform an agreed service (omissions).

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Maine Cyber Insurance

This coverage can be purchased as an add-on to a professional liability policy. If you handle sensitive information, it’s important to have cyber insurance. It helps cover costs related to system hacks or data security breaches in which sensitive data has been stolen and fraud has occurred or may occur.

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We Cover all Kinds of Professionals and Businesses in Maine, Including:

  • Accountants and bookkeepers
  • Advertising and marketing agencies
  • Amusement and recreation services
  • Appliance repair
  • Auto service and repair centers
  • Beauty parlors
  • Building services companies
  • Business consultants
  • Certified financial analysts
  • Commodities and securities businesses
  • Computer programmers
  • Concrete construction companies
  • Contractors
  • Couriers
  • Custodians and janitors
  • Dining establishments
  • Electrical contractors
  • Gardeners and landscapers
  • HVAC companies
  • Insurance companies
  • Legal services
  • Medical offices
  • Photographers
  • Plumbing services
  • PR firms
  • Professional carpenters
  • Professional painters
  • Real estate companies
  • Salespeople
  • Stores
  • Truckers

Why biBERK for Business Insurance in Maine?

We’re the experts when it comes to Maine small business insurance.

Save Time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save Money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than the policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Why is biBERK Better for Tailored Business Insurance in Maine?

From workers’ comp in Maine to other small business insurance needs, biBERK offers cost-effective coverage for your company. By understanding what matters most to your small business, we find the perfect policies for you. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow.

What do biBERK Customers Say?

What Business Insurance Coverage is Required in Maine?

Workers’ Compensation

In Maine, every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re required to have a workers’ comp policy and are caught doing business without it.

Other Policy Considerations

Even if a particular type of small business insurance isn’t required in Maine, it’s a good idea to consider whether your business needs it. You don’t want to be left with coverage gaps because you only got the required coverage.

What Does Maine Business Insurance Cost?

The cost of commercial and business insurance in Maine depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. You can get a fast business insurance quote on our website.

Maine Small Business Insurance in Three Simple Steps


Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.


Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.


Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

Get a Quote Today

Trust biBERK for business insurance in Maine and save up to 20%.