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Tailored Business Insurance in Idaho

Many companies that need business insurance in Idaho turn to biBERK for help. When it comes to finding the best options for you, we offer flexible policies to protect you from the unexpected risks that so many Idaho businesses face.

Idaho Workers' Compensation Insurance

Idaho workers’ compensation insurance helps to protect your business from any issues involving death, injury, or illness to an employee on the job. Idaho workers’ comp also covers medical costs, additional legal fees, and any loss of income due to the injuries sustained. For Idaho workers’ comp, biBERK offers tailored compensation packages to suit your business needs.

chevron_rightWorkers' Compensation
Idaho Cyber Insurance

Many companies that choose biBERK for their small business insurance in Idaho include this option as an add-on to their policy. Cyber insurance covers your business for costs related to digital security breaches and online fraud. If you’re a company that handles personal or sensitive information it’s essential to have proper protection. 

chevron_rightCyber Insurance
Professional Liability Insurance in Idaho

Professional Liability Insurance, which is also known as errors and omissions (E&O) insurance, can protect you from the high cost of damages and legal fees that could be a significant financial burden to your business. For example, it can help if someone claims that your company’s error in providing incorrect data has caused financial harm to them or their business. Professional liability insurance coverage includes unforeseen mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance in Idaho is essential if your business provides a professional service or professional advice.

chevron_rightProfessional Liability

We Cover all Kinds of
Businesses in Idaho,
Including:

  • Auto service and repair centers
  • Barbers and beauty shops
  • Business consultants
  • Business marketing agencies
  • Carpentry services
  • Cleaning services
  • Clerical office employees
  • Commercial and residential real estate
  • Commercial building services
  • Computer programmers
  • Concrete construction companies
  • Cooling and heating experts
  • Courier services
  • Custodian and janitor companies
  • Dental offices and labs
  • Detective agencies and patrol agencies
  • Electrical contractors
  • Entertainment and amusement companies
  • Exterminators
  • Flooring and carpet installation
  • Gardeners and landscapers
  • Insulation services
  • Insurance companies
  • Insurance inspection companies
  • Lawyers and attorneys
  • Licensed architects and engineers
  • Lounges, bars, and nightclubs
  • Media relations firms
  • Medical offices
  • Miscellaneous contractors
  • Painting companies
  • Personal service providers
  • Physicians
  • Plumbing services
  • Professional photographers
  • Restaurants
  • Retail stores
  • Sales professionals
  • Securities and commodities businesses
  • Small electrical appliance repair
  • Traveling bookkeepers and auditors
  • Trucking companies
  • Vegetable and fruit markets
  • Vehicle repair shops

Why Choose biBERK for Business Insurance in Idaho?

When it comes to small business insurance in Idaho, biBERK has earned a strong reputation as experts in our field.

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Save Time

Get a quote entirely online or instantly speak with one of our insurance experts for help getting a quote, buying a policy, or answering any questions you may have.

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Save Money

Because we insure your small business directly, there’s no broker. What does this mean for you? It means that you’re saving up to 20% in comparison to other insurance companies.

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Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

 
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Why is biBERK the Best Option for Your Idaho Business Insurance?

Whether it’s workers’ comp in Idaho or other small business insurance policies, we’re often less expensive and easier to do business with than other insurance companies. What does this mean for your business? It means a simple, less-expensive insurance policy that’s rock-solid and reputable. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he is dedicated to providing small businesses with services and value that can help them grow.

What do biBERK Customers Say?







Requirements for Small Business Insurance in Idaho

Idaho Workers’ Compensation

In Idaho, employers that have full-time, part-time, seasonal, or occasional employees are required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business with employees in Idaho without a workers’ comp policy. 

Other Idaho Business Insurance Policy Considerations

 Even if a certain type of coverage isn’t required, financially protecting your company is one of the smartest business decisions you can make. Consequently, you should consider coverage for your Idaho business carefully. 

What Does Idaho Business Insurance Cost?

The cost of an Idaho business insurance policy depends on a number of factors, including your industry, number of employees, and the amounts of your payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums.

 
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Idaho Small Business Insurance in Three Simple Steps

1

Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2

Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3

Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

1. Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2. Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3. Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

1

Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.

2

Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.

3

Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

Get a Quote Today

Trust biBERK for business insurance in Idaho and save up to 20%.