out of 5 customer review rating and 200,000+ policies sold.

Alaska Business Insurance Policies

Small businesses are important to Alaska’s economy and to the communities where they operate. To ensure that a loss or liability and the resulting financial burden doesn’t force your business to close its doors, you need the protection provided by business insurance policies. biBERK is trusted by many companies for business insurance in Alaska. We have flexible policies to protect you from the many types of risk Alaska businesses face. And the coverage we provide is very cost-effective. You save when you buy from biBERK—up to 20% as compared to other providers in many instances. The information on this page is your guide to Alaska small business insurance.

Alaska Workers' Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. For example, if someone suffers a serious laceration from a power tool, that can be covered.

Workers' Compensationchevron_right

Alaska Professional Liability Insurance

Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Let’s say you’re an IT consultant, you advise a customer to buy a certain type of computer server, and it turns out to be the wrong type. Your client can sue you for damages incurred as a result of that purchase. Professional liability coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

Professional Liabilitychevron_right

Alaska Cyber Insurance

This type of business insurance in Alaska can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive data like credit card information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

Cyber Insurancechevron_right

We Cover all Kinds of Professionals and Businesses in Alaska, Including:

  • Accountants and auditors
  • Amusement and recreation services
  • Architecture and engineering firms
  • Auto repair companies
  • Beauty shops and barbers
  • Building services companies
  • Bus companies
  • Business consultants
  • Carpenters
  • Carpet installers
  • Child care providers
  • Computer programmers
  • Concrete construction companies
  • Contractors
  • Electrical contractors
  • Farm machine operations
  • Fruit and vegetable markets
  • Full-time housekeepers
  • Heating and cooling companies
  • Hotels and motels
  • Household appliance repair
  • Insurance companies
  • Landscaping and gardening services
  • Lawyers and attorneys
  • Long-distance trucking companies
  • Marketing and advertising firms
  • Masonry services
  • Messengers and couriers
  • Painting companies
  • Paperhanging companies
  • Personal service providers
  • Photographers
  • Physician and osteopath offices
  • Plumbers
  • Public relations agencies
  • Real estate agents
  • Restaurants
  • Retail, clothing, and other stores
  • Securities and commodities businesses
  • Trucking companies
  • Veterinary hospitals

Why biBERK for Business Insurance in Alaska?

We’re the experts when it comes to Alaska small business insurance.

Save Time

Get a quote for small business insurance in Alaska entirely online or instantly speak with one of our insurance experts for help getting a quote, buying a policy, or answering any questions you may have.

Save Money

We insure your Alaska small business directly, without a middleman or insurance broker, so we pass that savings on to you—you pay up to 20% less than as compared to policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

What do biBERK Customers Say?

Small Business Insurance in Alaska: What’s Required?

Workers' Compensation

In Alaska, every business with full- or part-time employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business with employees in Alaska without a workers’ comp policy.  

Other Policy Considerations

It’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.

What Does Alaska Business Insurance Cost?

The cost of business insurance (also called commercial insurance) in Alaska depends on a number of factors, including industry, number of employees, and the amount of payroll. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. Get instant, online quotes for any policies you need. You can also get Certificates of Insurance (COI) online anytime. These insurance certificatesmay be requested by customers or clients, landlords, and others to prove you have required coverage.

Female Business Owner

Alaska Small Business Insurance in Three Simple Steps


Get a Quote

Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.


Buy a Policy

Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.


Get a Certificate

Download an instant Certificate of Liability Insurance immediately after purchasing a policy.

Get a Quote Today

Trust biBERK for business insurance in Alaska and save up to 20%.