"<div class=\"umb-grid\" id=\"Grid_Bootstrap3-Fluid\">\r\n <div class=\"grid-section\">\r\n <div>\r\n <div>\r\n <div>\r\n \r\n \r\n \r\n <!-- Angular Review Teaser -->\r\n<section class=\"lp-section section mt-5 pt-3 pb-0 review-teaser-macro\">\r\n <div class=\"container\">\r\n <div data-qa=\"review-teaser-reviews\">\r\n <quote-ekomi></quote-ekomi>\r\n </div>\r\n </div>\r\n</section>\r\n \r\n \r\n \r\n \r\n <!-- Angular Info Image -->\r\n<section class=\"lp-section section white-bg pt-5 mt-4 info-image-macro\">\r\n <div class=\"container\">\r\n \t<div class=\"columns is-centered is-flex-direction-column\">\r\n \t <div class=\"column is-10-desktop is-9-widescreen m-auto\">\r\n </div>\r\n <div class=\"column is-10-tablet is-11-desktop is-10-widescreen m-auto\">\r\n \t <div class=\"columns is-tablet\">\r\n \t \t <div class=\"column level is-flex-direction-column animate opacity slide-right\">\r\n\t <h2 class=\"mb-4 \" data-qa=\"info-image-left-header\"></h2>\r\n\t \t \t <div class=\"level-item is-flex-direction-column\">\r\n \t<div class=\"mat-card mat-elevation-z4 p-3 white-bg\">\r\n \t \t \t<img loading=\"lazy\" src=\"/media/mkshhgpt/computer-p-l.jpg\" width=\"329\" height=\"269\" alt=\"Desks in office bulidng\" data-qa=\"info-image-left-square-image\"> \r\n \t</div>\r\n </div>\r\n \t \r\n \t \r\n \t \t</div>\r\n \t \t<div class=\"column is-7-desktop animate opacity slide-left\">\r\n \t <h2 class=\"mb-4 \" data-qa=\"info-image-left-header\">Protect Your Property Rental Business From Unexpected Claims with biBerk’s Landlord Insurance Policies</h2>\r\n \t \t <div class=\"\" data-qa=\"info-image-left-text\"><p>Our sole mission is to give small business owners like you top-tier, yet cost-effective, landlord insurance options. We sell our business owners insurance policies directly to you, online or over the phone. Your choice. Either way, you’ll save up to 20% compared to other companies. There are no middlemen or unnecessary fees, just an insurance policy and an insurance company here to make sure your small property rental business is covered. Take a look at our landlord and business owner insurance policies. And we’re always eager to answer any questions you might have. </p></div>\r\n \t \t </div>\r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n</section>\r\n \r\n \r\n \r\n \r\n <!-- Angular Flip Cards -->\r\n<section class=\"lp-section section flip-cards-macro light-grey-bg \">\r\n <div class=\"container\">\r\n <div class=\"columns is-centered is-desktop\">\r\n\t <div class=\"column is-10-desktop is-9-widescreen\">\r\n \t <h2 class=\"mb-4 has-text-centered-tablet \" data-qa=\"three-column-about-heading\">What is Business Owners Insurance?</h2>\r\n \t <p class=\"has-text-centered-tablet \" data-qa=\"three-column-about-maintext\">This type of coverage, also called business owners insurance or a business owners policy (BOP), is a simplified approach to commercial insurance for small businesses. By combining general liability insurance and commercial property insurance, along with other coverages, you could benefit in several ways:</p>\r\n\t </div>\r\n </div>\r\n <div class=\"columns is-centered is-desktop is-flex-direction-row mb-3\">\r\n \t <div class=\"column is-11-tablet is-10-widescreen m-auto\">\r\n \t <div class=\"columns is-desktop\">\r\n \t \r\n \t <div class=\"column\">\r\n \t <div class=\"mat-card mat-elevation-z4 flip-card\">\r\n \t <div class=\"card-front white-bg\">\r\n <div class=\"columns is-mobile is-multiline is-gapless is-fullwidth is-align-items-center\">\r\n <div class=\"column is-4-mobile is-3-tablet is-full-desktop\">\r\n <div class=\"card-image is-clipped\">\r\n <img loading=\"lazy\" src=\"https://www.biberk.com/media/ogsd0zn3/cleaning-p-l.jpg\" width=\"252\" height=\"252\" alt=\"Janitor waxing floor\" class=\"is-flex\" data-qa=\"flip-cards-first-card-image\">\r\n </div>\r\n </div>\r\n \r\n <div class=\"column is-full-desktop\">\r\n <div class=\"front-card-content columns is-gapless is-mobile is-flex is-align-items-center mb-0\">\r\n <div class=\"column has-text-centered-desktop\">\r\n <h3 class=\"card-text h4 dark-blue-fg\" data-qa=\"flip-cards-first-card-title\">Your Coverage Is Broader</h3>\r\n </div>\r\n <div class=\"column is-2 is-flex is-justify-content-end is-hidden-desktop\">\r\n <div class=\"is-flex bright-blue-fg is-hidden-desktop\">\r\n <mat-icon>arrow_forward_ios</mat-icon>\r\n </div>\r\n </div>\r\n </div>\r\n <div class=\"bright-blue-fg is-flex is-justify-content-end is-hidden-touch\">\r\n <mat-icon>arrow_forward</mat-icon>\r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n <div class=\"card-back bright-blue-bg has-text-centered-tablet level-item\">\r\n <div class=\"h6 white-fg\" data-qa=\"flip-cards-first-card-text\">A single policy protects against many different potential landlord insurance claims.</div>\r\n </div>\r\n \t </div>\r\n \t </div>\r\n \t \r\n \t <div class=\"column\">\r\n \t <div class=\"mat-card mat-elevation-z4 flip-card\">\r\n \t <div class=\"card-front white-bg\">\r\n <div class=\"columns is-mobile is-multiline is-gapless is-fullwidth is-align-items-center\">\r\n <div class=\"column is-4-mobile is-3-tablet is-full-desktop\">\r\n <div class=\"card-image is-clipped\">\r\n <img loading=\"lazy\" src=\"https://www.biberk.com/media/qvzlezmm/fastfood-p-l.jpg\" width=\"252\" height=\"252\" alt=\"Food court employee making food\" class=\"is-flex\" data-qa=\"flip-cards-second-card-image\">\r\n </div>\r\n </div>\r\n \r\n <div class=\"column is-full-desktop\">\r\n <div class=\"front-card-content columns is-gapless is-mobile is-flex is-align-items-center mb-0\">\r\n <div class=\"column has-text-centered-desktop\">\r\n <h3 class=\"card-text h4 dark-blue-fg\" data-qa=\"flip-cards-second-card-title\">Managing Your Policy is a Breeze</h3>\r\n </div>\r\n <div class=\"column is-2 is-flex is-justify-content-end is-hidden-desktop\">\r\n <div class=\"is-flex bright-blue-fg is-hidden-desktop\">\r\n <mat-icon>arrow_forward_ios</mat-icon>\r\n </div>\r\n </div>\r\n </div>\r\n <div class=\"bright-blue-fg is-flex is-justify-content-end is-hidden-touch\">\r\n <mat-icon>arrow_forward</mat-icon>\r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n <div class=\"card-back bright-blue-bg has-text-centered-tablet level-item\">\r\n <div class=\"h6 white-fg\" data-qa=\"flip-cards-second-card-text\">Submitting claims is simpler because more concerns fall under this one policy.</div>\r\n </div>\r\n \t </div>\r\n \t </div>\r\n \t <div class=\"column\">\r\n \t <div class=\"mat-card mat-elevation-z4 flip-card\">\r\n \t <div class=\"card-front white-bg\">\r\n <div class=\"columns is-mobile is-multiline is-gapless is-fullwidth is-align-items-center\">\r\n <div class=\"column is-4-mobile is-3-tablet is-full-desktop\">\r\n <div class=\"card-image is-clipped\">\r\n <img loading=\"lazy\" src=\"https://www.biberk.com/media/l2kjgtpj/office-p-l.jpg\" width=\"252\" height=\"252\" alt=\"Business owner helping employee\" class=\"is-flex\" data-qa=\"flip-cards-third-card-image\">\r\n </div>\r\n </div>\r\n \r\n <div class=\"column is-full-desktop\">\r\n <div class=\"front-card-content columns is-gapless is-mobile is-flex is-align-items-center mb-0\">\r\n <div class=\"column has-text-centered-desktop\">\r\n <h3 class=\"card-text h4 dark-blue-fg\" data-qa=\"flip-cards-third-card-title\">You Could Save Money</h3>\r\n </div>\r\n <div class=\"column is-2 is-flex is-justify-content-end is-hidden-desktop\">\r\n <div class=\"is-flex bright-blue-fg is-hidden-desktop\">\r\n <mat-icon>arrow_forward_ios</mat-icon>\r\n </div>\r\n </div>\r\n </div>\r\n <div class=\"bright-blue-fg is-flex is-justify-content-end is-hidden-touch\">\r\n <mat-icon>arrow_forward</mat-icon>\r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n <div class=\"card-back bright-blue-bg has-text-centered-tablet level-item\">\r\n <div class=\"h6 white-fg\" data-qa=\"flip-cards-third-card-text\">Business Owners insurance purchased together usually costs less than the total cost of individual policies.</div>\r\n </div>\r\n \t </div>\r\n \t </div>\r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n</section>\r\n<style type=\"text/css\">\r\n .flip-card {\r\n overflow: hidden;\r\n position: relative;\r\n }\r\n \r\n .card-front,\r\n .card-back {\r\n width: 100%;\r\n height: 100%;\r\n }\r\n \r\n .card-back {\r\n position: absolute;\r\n top: 0;\r\n padding: 1rem;\r\n }\r\n .card-front {\r\n -webkit-transition: transform 0.8s;\r\n transition: transform 0.8s;\r\n -webkit-transform: translateY(0%);\r\n transform: translateY(0%);\r\n position: relative;\r\n z-index: 1;\r\n padding: 0.75rem;\r\n }\r\n \r\n .flip-card:hover .card-front {\r\n -webkit-transform: translateY(-200%);\r\n transform: translateY(-200%);\r\n }\r\n \r\n .card-image img {\r\n width: 150%;\r\n max-width: none;\r\n }\r\n \r\n @media only screen and (max-width: 479px) {\r\n .card-back .h6 {\r\n font-size: 14px;\r\n }\r\n }\r\n \r\n @media only screen and (min-width: 480px) {\r\n .card-image {\r\n max-height: 10rem;\r\n }\r\n \r\n .card-image img {\r\n width: 100%;\r\n }\r\n }\r\n \r\n @media only screen and (min-width: 480px) and (max-width: 599px) {\r\n .card-back .h6 {\r\n font-size: 15px;\r\n }\r\n }\r\n \r\n @media only screen and (max-width: 1023px) {\r\n .card-text {\r\n padding-left: 1.5rem;\r\n }\r\n }\r\n \r\n @media only screen and (min-width: 1024px) {\r\n .card-image {\r\n max-height: 20rem;\r\n }\r\n \r\n .card-text {\r\n margin-top: 2rem;\r\n margin-bottom: 2rem;\r\n }\r\n \r\n .front-card-content {\r\n min-height: 9rem;\r\n }\r\n }\r\n</style>\r\n \r\n \r\n \r\n \r\n <!-- Angular 2 Column List -->\r\n<section class=\"lp-section section two-column-list-macro white-bg \">\r\n <div class=\"container\">\r\n <div class=\"columns is-centered is-desktop is-flex-direction-row\">\r\n\t <div class=\"column is-10-desktop is-9-widescreen\">\r\n \t <h2 class=\"mb-4 has-text-centered-tablet \" data-qa=\"two-column-list-header\">What Does Landlord Business Owners Insurance Include?</h2>\r\n\t </div>\r\n\t </div>\r\n \t<div class=\"columns is-centered is-desktop is-flex-direction-row\">\r\n \t <div class=\"column column is-10-tablet is-11-desktop is-10-widescreen m-auto\">\r\n <div class=\"columns is-desktop\">\r\n \r\n <div class=\"column is-6-desktop is-12-tablet is-mobile is-flex mb-3\">\r\n <div class=\"mat-card mat-elevation-z4 pt-5 px-6 pb-6\">\r\n <h3 class=\"h6 heavy dark-blue-fg\" data-qa=\"two-column-list-col1-header\">Landlord General Liability Insurance Typically Covers:</h3>\r\n <ul>\r\n <li class=\"is-flex mt-5\">\r\n <div>\r\n <mat-icon color=\"accent\">check</mat-icon>\r\n </div>\r\n <p class=\"pl-2\" data-qa=\"two-column-list-first-item\">\r\n <strong>Property Damage.</strong> When customer property is damaged by an employee or by a tenant, your coverage may help pay for repairs or replacement.\r\n </p>\r\n </li>\r\n <li class=\"is-flex mt-6\">\r\n <div>\r\n <mat-icon color=\"accent\">check</mat-icon>\r\n </div>\r\n <p class=\"pl-2\" data-qa=\"two-column-list-second-item\">\r\n <strong>Bodily Injury.</strong> If someone other than an employee is injured on your property, this coverage can help with medical expenses plus legal expenses and damages.\r\n </p>\r\n </li>\r\n <li class=\"is-flex mt-6\">\r\n <div>\r\n <mat-icon color=\"accent\">check</mat-icon>\r\n </div>\r\n <p class=\"pl-2\" data-qa=\"two-column-list-third-item\">\r\n <strong>Product Liability.</strong> If products developed or sold by your business harm people or property, this coverage could help pay legal expenses associated with product liability lawsuits and medical expenses if an injury occurs.\r\n </p>\r\n </li>\r\n <li class=\"is-flex mt-6\">\r\n <div>\r\n <mat-icon color=\"accent\">check</mat-icon>\r\n </div>\r\n <p class=\"pl-2\" data-qa=\"two-column-list-fourth-item\">\r\n <strong>Libel, Slander, and Copyright.</strong> This coverage helps protect you against some lawsuit expenses from personal and advertising injury. Advertising injury can include disparaging another business in your advertisements, stealing an advertising idea, and more.\r\n </p>\r\n </li>\r\n </ul>\r\n </div>\r\n </div>\r\n \r\n <div class=\"column is-6-desktop is-12-tablet is-mobile is-flex mb-3\">\r\n <div class=\"mat-card mat-elevation-z4 pt-5 px-6 pb-6\">\r\n <h3 class=\"h6 heavy dark-blue-fg\" data-qa=\"two-column-list-col1-header\">Property Insurance Typically Covers:</h3>\r\n <ul>\r\n <li class=\"is-flex mt-5\">\r\n <div>\r\n <mat-icon color=\"accent\">check</mat-icon>\r\n </div>\r\n <p class=\"pl-2\" data-qa=\"two-column-list-fifth-item\">\r\n <strong>Your Building or Leased Space.</strong> This coverage protects the building you own or even a building where you are required to provide insurance coverage as part of the lease.\r\n </p>\r\n </li>\r\n <li class=\"is-flex mt-6\">\r\n <div>\r\n <mat-icon color=\"accent\">check</mat-icon>\r\n </div>\r\n <p class=\"pl-2\" data-qa=\"two-column-list-sixth-item\">\r\n <strong>The Contents of Your Building.</strong> Property insurance can cover inventory, equipment, or tools and other people’s property in your building that has been damaged by an employee, yourself, theft, natural disaster, or weather.\r\n </p>\r\n </li>\r\n <li class=\"is-flex mt-6\">\r\n <div>\r\n <mat-icon color=\"accent\">check</mat-icon>\r\n </div>\r\n <p class=\"pl-2\" data-qa=\"two-column-list-seventh-item\">\r\n <strong>Income From Your Business.</strong> If products developed or sold by your business harm people or property, this coverage could help pay legal expenses associated with product liability lawsuits and medical expenses if an injury occurs.\r\n </p>\r\n </li>\r\n </ul>\r\n </div>\r\n </div>\r\n \r\n \r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n</section>\r\n \r\n \r\n \r\n \r\n <!-- Angular Carousel -->\r\n<section class=\"lp-section section dark-blue-bg carousel-macro\">\r\n <div class=\"container\">\r\n \t<div class=\"columns is-centered\">\r\n \t <div class=\"column is-11-tablet is-10-widescreen\">\r\n \t <div class=\"columns is-desktop\">\r\n \t \r\n <div class=\"column level animate opacity slide-right columns\">\r\n <div class=\"column\">\r\n \t<div class=\"level-item circle is-flex-direction-column\">\r\n \t \t \t<div class=\"border-outer dark-blue\">\r\n \t \t \t<div class=\"border-inner dark-blue\">\r\n \t \t \t<img loading=\"lazy\" src=\"https://www.biberk.com/media/xiijcca0/landlord-blue-circle-1418508014-240.png\" width=\"240\" height=\"240\" alt=\"Landlord holding keys\" data-qa=\"carousel-left-circle-image\"> \r\n \t \t \t</div>\r\n \t \t \t</div>\r\n \t</div>\r\n \t \t</div>\r\n \t \t</div>\r\n \t \t<div class=\"column animate opacity slide-left is-7-desktop is-8-widescreen\">\r\n \t <quote-carousel [textcolor]=\"'white-fg'\" [headerclass]=\"'mb-4'\" [textclass]=\"'pb-7'\" [slideoneheader]=\"'Why Might You Need a Landlord Insurance Quote?'\" [slideoneheaderdataqa]=\"'carousel-left-slide1-header'\" [slideonetext]=\"'If you own a property that you rent out for commercial gain or have a portfolio of properties for the same, then you’ll require comprehensive landlord insurance to ensure that you’re covered for every eventuality. Many landlords rent to tenants without any problems at all, but that doesn’t mean you should throw caution to the wind and forget about insurance policies to protect you as a landlord.'\" [slideonetextdataqa]=\"'carousel-left-slide1-text'\" [slidetwoheader]=\"'Landlord Insurance Delivers Financial Protection and Peace of Mind'\" [slidetwoheaderdataqa]=\"'carousel-left-slide2-header'\" [slidetwotext]=\"'You must have the right level of coverage for you, to make sure you’re properly insured in the event of any problems that might occur with the property or with troublesome tenants. In the event any issues arise, you’ll feel safe and secure in the knowledge that you’ve done everything you can to make sure you and your property are thoroughly protected. There’s no better feeling than peace of mind, and we build that in as standard with all our policies.'\" [slidetwotextdataqa]=\"'carousel-left-slide2-text'\" [slidethreeheader]=\"''\" [slidethreeheaderdataqa]=\"'carousel-left-slide3-header'\" [slidethreetext]=\"''\" [slidethreetextdataqa]=\"'carousel-left-slide3-text'\" [slidefourheader]=\"''\" [slidefourheaderdataqa]=\"'carousel-left-slide4-header'\" [slidefourtext]=\"''\" [slidefourtextdataqa]=\"'carousel-left-slide4-text'\">\r\n </quote-carousel>\r\n </div>\r\n \r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n</section>\r\n<style type=\"text/css\">\r\n .swiper {\r\n --swiper-theme-color: #FFFFFF;\r\n }\r\n \r\n .swiper-button-prev:after,\r\n .swiper-button-next:after {\r\n font-family: \"Material Icons\";\r\n font-size: 50px;\r\n }\r\n \r\n .swiper-button-prev:after {\r\n content: \"chevron_left\";\r\n }\r\n \r\n .swiper-button-next:after {\r\n content: \"chevron_right\";\r\n }\r\n \r\n .swiper-slide-content {\r\n padding: 0 calc(var(--swiper-navigation-size) + 16px);\r\n }\r\n \r\n @media only screen and (max-width: 1023px) {\r\n .swiper {\r\n margin-left: -40px;\r\n margin-right: -40px;\r\n }\r\n }\r\n \r\n @media only screen and (max-width: 599px) {\r\n .swiper-button-next {\r\n padding-right: 10px\r\n }\r\n .swiper-button-prev {\r\n padding-left: 10px\r\n }\r\n }\r\n</style>\r\n \r\n \r\n \r\n \r\n <!-- Angular More Info -->\n<section class=\"lp-section section light-grey-bg more-info-macro\">\n <div class=\"container\">\n <div class=\"columns is-centered is-flex-direction-column\">\n <div class=\"column is-10-desktop is-9-widescreen m-auto\">\n <div class=\"has-text-centered-desktop pb-6\">\n <h2 class=\"mb-4 \" data-qa=\"more-info-main-header\">Can I Customize My Policy?</h2>\n <p class=\"\" data-qa=\"more-info-subheader\">Yes. Your business owners policy can be customized to address your commercial property, business personal property, or liability needs by adding an endorsement. An endorsement can either enhance or modify the coverage, depending on your requirements. Don’t know what you need? Our licensed experts are available to help you figure out which of these endorsements is right for you:</p>\n </div>\n </div>\n <div class=\"column is-11-tablet is-10-widescreen m-auto\">\n \t <div class=\"columns is-desktop\">\n <div class=\"column\">\n <div class=\"is-flex\">\n <div>\n <h3 class=\"h6 heavy dark-blue-fg\" data-qa=\"more-info-first-header\">Industry Endorsements</h3>\n <p class=\"\" data-qa=\"more-info-first-text\">Depending on the industry you’re in, there are specific needs that arise as part of conducting business. For example, a restaurant industry endorsement might cover food spoilage. A retail store endorsement might cover expenses from having to withdraw merchandise. A hotel or motel endorsement might increase coverage for outdoor fences and signs.</p>\n </div>\n </div>\n </div>\n \n <div class=\"column\">\n <div class=\"is-flex\">\n <div>\n <h3 class=\"h6 heavy dark-blue-fg\" data-qa=\"more-info-fifth-header\">Risk-Specific Endorsements</h3>\n <p class=\"\" data-qa=\"more-info-fifth-text\">Some businesses have inherent risks beyond what’s usually covered in a business owners insurance policy. Dozens of risk-specific endorsements can add an extra layer of protection when needed, like cyber coverage, garage keeper’s legal liability, miscellaneous professional liability (E&amp;O), and more.</p>\n </div>\n </div>\n <div class=\"is-flex mt-5\">\n <div>\n <h3 class=\"h6 heavy dark-blue-fg\" data-qa=\"more-info-sixth-header\">Increased Coverage Limits</h3>\n <p class=\"\" data-qa=\"more-info-sixth-text\">If you want even greater security and protection, standard coverage limits can often be increased.</p>\n </div>\n </div>\n </div>\n </div>\n </div>\n </div>\n </div>\n</section>\r\n \r\n \r\n \r\n \r\n <!-- Angular 3 Column About -->\r\n<section class=\"lp-section section three-column-about-macro white-bg \">\r\n <div class=\"container\">\r\n <div class=\"columns is-centered is-desktop is-flex-direction-row\">\r\n\t <div class=\"column is-10-desktop is-9-widescreen\">\r\n \t <h2 class=\"mb-4 has-text-centered-tablet\" data-qa=\"three-column-about-heading\">Small Business Insurance Experts</h2>\r\n <p class=\"h6 has-text-centered-tablet\" data-qa=\"three-column-about-maintext-1\">\r\n biBerk has over 500,000 satisfied customers and focuses exclusively on small businesses. Why is biBerk the business insurance company so many organizations rely on? There are many reasons.\r\n </p>\r\n\t </div>\r\n\t </div>\r\n \t<div class=\"columns is-centered is-desktop is-flex-direction-row\">\r\n \t <div class=\"column is-10-widescreen\">\r\n \t \r\n \t <div class=\"columns is-desktop mb-0 mt-5\">\r\n \t \r\n \t <div class=\"column animate opacity slide-up is-flex\">\r\n \t <div class=\"columns is-phablet is-multiline is-gapless mat-card mat-elevation-z4 is-align-content-start bright-blue-bg\">\r\n \t <picture class=\"column is-4-mobile is-3-tablet is-full-desktop is-flex\">\r\n <source type=\"image/webp\" media=\"(min-width: 1024px)\" srcset=\"/media/jgdgd1zm/female-owner-21x9-378.webp 1x, /media/yqefp5ws/female-owner-3-21x9-756.webp 2x\">\r\n <source type=\"image/webp\" media=\"(min-width: 600px)\" srcset=\"/media/nuchwuvk/female-owner-3-2x3-200.webp 1x, /media/jt5dtkcb/female-owner-3-2x3-400.webp 2x\">\r\n <source type=\"image/jpeg\" media=\"(min-width: 1024px)\" srcset=\"/media/amgna4gw/female-owner-21x9-378.jpg\">\r\n <source type=\"image/jpeg\" media=\"(min-width: 600px)\" srcset=\"/media/cgxkhg1h/female-owner-3-2x3-400.jpg\">\r\n <img src=\"/media/lyyo5ejs/female-owner-3-2x3-200.jpg\" alt=\"Happy business owner\" width=\"200\" height=\"300\" loading=\"lazy\" class=\"is-hidden-mobile is-tablet is-fullwidth\" data-qa=\"three-column-about-card1-image\">\r\n </picture>\r\n \t \r\n \t <div class=\"column is-full-desktop\">\r\n <div class=\"p-6\">\r\n <h3 class=\"h5 mb-4 white-fg\" data-qa=\"three-column-about-card1-heading\">Save time</h3>\r\n <p class=\"white-fg\" data-qa=\"three-column-about-card1-heading\">Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.</p>\r\n </div>\r\n \t </div>\r\n \t </div>\r\n \t \r\n \t </div>\r\n \t \r\n \t <div class=\"column animate opacity slide-up slower is-flex\">\r\n \t <div class=\"columns is-phablet is-multiline is-gapless mat-card mat-elevation-z4 is-align-content-start dark-blue-bg\">\r\n <picture class=\"column is-4-mobile is-3-tablet is-full-desktop is-flex\">\r\n <source type=\"image/webp\" media=\"(min-width: 1024px)\" srcset=\"/media/1ksbk24e/two-owners-21x9-378.webp 1x, /media/q03num5e/two-owners-3-21x9-756.webp 2x\">\r\n <source type=\"image/webp\" media=\"(min-width: 600px)\" srcset=\"/media/xtlddy2n/two-owners-3-2x3-200.webp 1x, /media/l0zdlmia/two-owners-3-2x3-400.webp 2x\">\r\n <source type=\"image/jpeg\" media=\"(min-width: 1024px)\" srcset=\"/media/eg5fvxqg/two-owners-21x9-378.jpg\">\r\n <source type=\"image/jpeg\" media=\"(min-width: 600px)\" srcset=\"/media/zhyazm1j/two-owners-3-2x3-400.jpg\">\r\n <img src=\"/media/ymzcedn5/two-owners-3-2x3-200.jpg\" alt=\"Man and woman smiling at a table with a laptop\" width=\"200\" height=\"300\" loading=\"lazy\" class=\"is-hidden-mobile is-tablet is-fullwidth\" data-qa=\"three-column-about-card2-image\">\r\n </picture>\r\n \r\n \t <div class=\"column is-full-desktop\">\r\n <div class=\"p-6\">\r\n <h3 class=\"h5 mb-4 white-fg\" data-qa=\"three-column-about-card2-heading\">Save money</h3>\r\n <p class=\"white-fg\" data-qa=\"three-column-about-card2-heading\">We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you - up to 20% less than policies with other insurance companies.</p>\r\n </div>\r\n \t </div>\r\n \t </div>\r\n \t \r\n \t </div>\r\n \t \r\n \t <div class=\"column animate opacity slide-up slowest is-flex\">\r\n \t <div class=\"columns is-multiline is-gapless mat-card mat-elevation-z4 is-align-content-start light-grey-bg\">\r\n\t <picture class=\"column is-4-mobile is-3-tablet is-full-desktop is-flex\">\r\n <source type=\"image/webp\" media=\"(min-width: 1024px)\" srcset=\"/media/xznojt01/businessman-21x9_378.webp 1x, /media/ym2bhats/businessman-21x9_756.webp 2x\">\r\n <source type=\"image/webp\" media=\"(min-width: 600px)\" srcset=\"/media/jbbnwdkg/businessman-2x3_400.webp 1x, /media/2sklnhz1/businessman-2x3_800.webp 2x\">\r\n <source type=\"image/jpeg\" media=\"(min-width: 1024px)\" srcset=\"/media/sz3jk14w/businessman-21x9_378.jpg\">\r\n <source type=\"image/jpeg\" media=\"(min-width: 600px)\" srcset=\"/media/agxl0ihk/businessman-2x3_400.jpg\">\r\n <img src=\"/media/gt1b5jye/businessman-2x3_200.jpg\" alt=\"Business man explaining insurance to people\" width=\"200\" height=\"300\" loading=\"lazy\" class=\"is-hidden-mobile is-tablet is-fullwidth\" data-qa=\"three-column-about-card3-image\">\r\n </picture>\r\n \t \r\n \t <div class=\"column is-full-desktop\">\r\n <div class=\"p-6\">\r\n <h3 class=\"h5 mb-4 \" data-qa=\"three-column-about-card3-heading\">Experienced</h3>\r\n <p class=\"\" data-qa=\"three-column-about-card3-heading\">We're part of the Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $52.2 billion in paid claims in 2023.</p>\r\n </div>\r\n \t </div>\r\n \t </div>\r\n \t \r\n \t </div>\r\n \t \r\n \t </div>\r\n </div>\r\n </div>\r\n </div>\r\n</section>\r\n \r\n \r\n \r\n \r\n <!-- Angular Carousel -->\r\n<section class=\"lp-section section bright-blue-bg carousel-macro\">\r\n <div class=\"container\">\r\n \t<div class=\"columns is-centered\">\r\n \t <div class=\"column is-11-tablet is-10-widescreen\">\r\n \t <div class=\"columns is-desktop\">\r\n \t \r\n <div class=\"column animate opacity slide-right is-7-desktop is-8-widescreen\">\r\n <quote-carousel [textcolor]=\"'white-fg'\" [headerclass]=\"'mb-4'\" [textclass]=\"'pb-7'\" [slideoneheader]=\"'Is a Business Owners Policy Right for Me as a Landlord?'\" [slideoneheaderdataqa]=\"'carousel-right-slide1-header'\" [slideonetext]=\"'While business owners coverage is not required by law, some client contracts or property leases might require you to have a general liability or property liability policy, as part of your rental home insurance. In addition to the standard financial protections, a business owners policy from biBerk can help cover needs specific to your business.'\" [slideonetextdataqa]=\"'carousel-right-slide1-text'\" [slidetwoheader]=\"'Be Confident in Your Coverage'\" [slidetwoheaderdataqa]=\"'carousel-right-slide2-header'\" [slidetwotext]=\"'For example: Say you own a painting or construction business. On a regular job, one of your employees accidentally leaves the water running in a customer’s home, and it causes significant damage. Not only are you responsible for paying for the repairs, you also run the risk of being sued by the customer and having to pay legal fees. Expenses like these could come up at any time without warning, so without proper coverage, the business you’ve worked so hard to maintain could take a big hit financially.'\" [slidetwotextdataqa]=\"'carousel-right-slide2-text'\" [slidethreeheader]=\"''\" [slidethreeheaderdataqa]=\"'carousel-right-slide3-header'\" [slidethreetext]=\"''\" [slidethreetextdataqa]=\"'carousel-right-slide3-text'\" [slidefourheader]=\"''\" [slidefourheaderdataqa]=\"'carousel-right-slide4-header'\" [slidefourtext]=\"''\" [slidefourtextdataqa]=\"'carousel-right-slide4-text'\">\r\n </quote-carousel>\r\n \t </div>\r\n \t<div class=\"column level animate opacity slide-left\">\r\n \t <div class=\"level-item is-flex-direction-column\">\r\n \t<div class=\"mat-card p-3 white-bg\">\r\n \t \t<img loading=\"lazy\" src=\"https://www.biberk.com/media/w2tglzmx/plumber-p-l.jpeg\" width=\"329\" height=\"269\" alt=\"\" data-qa=\"carousel-right-square-image\"> \r\n \t</div>\r\n \t <a href=\"/where-we-insure/state-coverage-map\" class=\"button mt-6 pr-2\" data-qa=\"carousel-right-button\">\r\n <span class=\"pl-8 pr-7\">Coverage Map</span>\r\n <i class=\"material-icons right\">chevron_right</i>\r\n </a>\r\n \t </div>\r\n </div>\r\n \r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n</section>\r\n<style type=\"text/css\">\r\n .swiper {\r\n --swiper-theme-color: #FFFFFF;\r\n }\r\n \r\n .swiper-button-prev:after,\r\n .swiper-button-next:after {\r\n font-family: \"Material Icons\";\r\n font-size: 50px;\r\n }\r\n \r\n .swiper-button-prev:after {\r\n content: \"chevron_left\";\r\n }\r\n \r\n .swiper-button-next:after {\r\n content: \"chevron_right\";\r\n }\r\n \r\n .swiper-slide-content {\r\n padding: 0 calc(var(--swiper-navigation-size) + 16px);\r\n }\r\n \r\n @media only screen and (max-width: 1023px) {\r\n .swiper {\r\n margin-left: -40px;\r\n margin-right: -40px;\r\n }\r\n }\r\n \r\n @media only screen and (max-width: 599px) {\r\n .swiper-button-next {\r\n padding-right: 10px\r\n }\r\n .swiper-button-prev {\r\n padding-left: 10px\r\n }\r\n }\r\n</style>\r\n \r\n \r\n \r\n \r\n <!-- Angular Info Image -->\r\n<section class=\"lp-section section white-bg info-image-macro\">\r\n <div class=\"container\">\r\n \t<div class=\"columns is-centered is-flex-direction-column\">\r\n \t <div class=\"column is-10-desktop is-9-widescreen m-auto\">\r\n <h2 class=\"mb-6 has-text-centered-tablet \" data-qa=\"info-image-right-main-header\">How Much Does Landlord Insurance Cost?</h2>\r\n </div>\r\n <div class=\"column is-10-tablet is-11-desktop is-10-widescreen m-auto\">\r\n \t <div class=\"columns is-tablet\">\r\n \t \t <div class=\"column level is-flex-direction-column animate opacity slide-right\">\r\n\t <h3 class=\"h6 heavy mb-4 dark-blue-fg\" data-qa=\"info-image-left-header\"></h3>\r\n\t \t \t \t<div class=\"level-item circle is-flex-direction-column\">\r\n\t \t \t<div class=\"border-outer \">\r\n\t \t \t<div class=\"border-inner \">\r\n\t \t \t<img loading=\"lazy\" src=\"/media/nc0nkhar/furniture-p-l.jpeg\" width=\"237\" height=\"237\" alt=\"Office lounge furniture\" data-qa=\"info-image-left-circle-image\"> \r\n\t \t \t</div>\r\n\t \t \t</div>\r\n \t</div>\r\n \t \r\n \t \r\n \t \t</div>\r\n \t \t<div class=\"column is-7-desktop animate opacity slide-left\">\r\n \t <h3 class=\"h6 heavy mb-4 dark-blue-fg\" data-qa=\"info-image-left-header\">Our policies start at about $500, and most people pay less than $2,000.</h3>\r\n \t \t <div class=\"\" data-qa=\"info-image-left-text\"><p>We’re always happy to talk to you about the specific requirements of your policy and provide you with a comprehensive quote.</p></div>\r\n \t \t<h3 class=\"h6 heavy mb-4 mt-6 dark-blue-fg\" data-qa=\"info-image-left-header-2\">Calculating your Premium</h3>\r\n \t \t<div class=\"\" data-qa=\"info-image-left-text-2\"><p>All of these factors are considered when calculating your premium:</p>\n<ul class='bulleted ml-5 mt-4'>\n<li class='pl-3 mt-1'>Business activities</li>\n<li class='pl-3 mt-1'>Number of employees</li>\n<li class='pl-3 mt-1'>Annual revenue</li>\n<li class='pl-3 mt-1'>Condition and size of your properties</li>\n<li class='pl-3 mt-1'>Industry</li>\n<li class='pl-3 mt-1'>Number of years in business</li>\n<li class='pl-3 mt-1'>Claims history</li>\n</ul></div>\r\n \t \t <div class=\"mt-6\">\r\n \t <a href=\"/get-a-quote\" class=\"button is-primary m-auto pr-2\" data-qa=\"info-image-left-button-below-text\">\r\n <span class=\"pl-8 pr-7\">Get a Quote</span>\r\n <i class=\"material-icons right\">chevron_right</i>\r\n </a>\r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n </div>\r\n</section>\r\n \r\n \r\n \r\n \r\n <!-- Angular More Info -->\n<section class=\"lp-section section light-grey-bg more-info-macro\">\n <div class=\"container\">\n <div class=\"columns is-centered is-flex-direction-column\">\n <div class=\"column is-10-desktop is-9-widescreen m-auto\">\n <div class=\"has-text-centered-desktop pb-6\">\n <h2 class=\"mb-4 \" data-qa=\"more-info-main-header\">Can I Reduce My Costs?</h2>\n <p class=\"\" data-qa=\"more-info-subheader\">Rental home insurance is very affordable, especially when you select biBerk as your insurer. Even so, there are steps you can take to lower your insurance costs, including:</p>\n </div>\n </div>\n <div class=\"column is-11-tablet is-10-widescreen m-auto\">\n \t <div class=\"columns is-desktop\">\n <div class=\"column\">\n <div class=\"is-flex\">\n <div>\n <h3 class=\"h6 heavy dark-blue-fg\" data-qa=\"more-info-first-header\">Choose biBerk</h3>\n <p class=\"\" data-qa=\"more-info-first-text\">By working with a direct supplier of business owners insurance, you’re avoiding broker fees and other charges. Plus, our experts can help review your rental home policies annually to ensure you have the right amount and type of coverage.</p>\n </div>\n </div>\n <div class=\"is-flex mt-5\">\n <div>\n <h3 class=\"h6 heavy dark-blue-fg\" data-qa=\"more-info-second-header\">Save on Billing Fees</h3>\n <p class=\"\" data-qa=\"more-info-second-text\">Pay your annual business owners insurance premium in full, or sign up for automatic payments at the beginning of the policy.</p>\n </div>\n </div>\n </div>\n \n <div class=\"column\">\n <div class=\"is-flex\">\n <div>\n <h3 class=\"h6 heavy dark-blue-fg\" data-qa=\"more-info-fifth-header\">Actively Manage Risks</h3>\n <p class=\"\" data-qa=\"more-info-fifth-text\">Prevent slips and falls (the most common general liability claim) by instructing your employees to maintain a clean environment. You can also manage risks by ensuring your employees are up to date on any necessary training—like how to properly operate machinery, for example.</p>\n </div>\n </div>\n <div class=\"is-flex mt-5\">\n <div>\n <h3 class=\"h6 heavy dark-blue-fg\" data-qa=\"more-info-sixth-header\">Protect Your Property</h3>\n <p class=\"\" data-qa=\"more-info-sixth-text\">If you want even greater security and protection for your property then selecting extra rental property insurance is a safe bet. Especially when you choose biBerk. Standard coverage limits on your business owners insurance often can be increased.</p>\n </div>\n </div>\n </div>\n </div>\n </div>\n </div>\n </div>\n</section>\r\n \r\n \r\n \r\n \r\n <!-- Angular Get a Quote -->\r\n<section class=\"lp-section section get-a-quote-macro bright-blue-bg\">\r\n <div class=\"container\">\r\n \t<div class=\"columns is-centered\">\r\n \t <div class=\"column is-10-desktop is-9-widescreen has-text-centered white-fg\">\r\n \t <h2 class=\"h1 mb-4\" data-qa=\"get-a-quote-heading\">Get a Quote Today</h2>\r\n \t <div class=\"h6\" data-qa=\"get-a-quote-text\">Find out how affordable our landlord insurance insurance is by giving us a call or chatting with us online. We’re here to answer any questions you might have and ensure that you get the best rental property insurance quote possible.</div>\r\n \t <button class=\"button is-white mt-6 pr-2\" onclick=\"window.scrollTo({ top: 0, behavior: 'smooth' })\" data-qa=\"get-a-quote-button\" aria-label=\"get-a-quote-button\">\r\n <span class=\"pl-8 pr-7\">Get a Quote</span>\r\n <i class=\"material-icons\">chevron_right</i>\r\n </button>\r\n\t </div>\r\n </div>\r\n </div>\r\n</section>\r\n \r\n \r\n </div>\r\n </div> </div>\r\n </div>\r\n </div>"